Norman Mogil - Comments
Consulting Economist
I received undergraduate and graduate degrees in economics and finance from the University of California, Los Angeles, 1968. My professional expertise is in macro-economics; currency and trade strategies; interest rates and yield curve analysis and fixed income strategies. For the past two decades ...more
Latest Comments
The Canadian Housing Market Enters A Transitional Phase
7 years ago

Canada has a very small shadow bank---only about 10% of the mortgage market. The big six banks own 75% of all mortgages ( the balance is held by regulated credit unions, second tier banks).

Trump May Be Wrong About Winning A Trade War
7 years ago

Gary

You are most welcome to move to Canada. We are polite, do not want to turn the world upside and just go about a daily work. Also, the healthcare is universal and free.

Your assessment about farming and jobs is so right. When will the light go on with some of Trump supporters?

Norm

In this article: AAPL
Trump May Be Wrong About Winning A Trade War
7 years ago

Apologize accepted. I know you personally would never have approved of this behaviour!

I just do not see any way forward on the trade issue with Canada. Truthfully, the Canadian officials I know are really top notch and know exactly how trade flows between the two countries and just how to push back,, knowing that the American farmer will be on the same side. The whole mess is surreal.

In this article: AAPL
Trump May Be Wrong About Winning A Trade War
7 years ago

Canada is the biggest importer, not China, of US agricultural exports which are now in jeopardy. This is why Trump is having so much trouble with NAFTA. His supporters in the heartland are going to lose their largest customer. Canada is playing Trump perfectly by hitting at his weakness--- his voters in the heartland.

In this article: AAPL
What Is Holding Down Long-Term Interest Rates?
7 years ago

I think you are right. Pension funds need that locked yield and swoop down to buy when yields go up,even a few bps.

Government Regulations And The Bond Market Intersect To Change The Canadian Mortgage Market
7 years ago

Real estate agents and mortgage brokers tell me the mortgage market is dysfunctional because of these cross currents.

Canada Is Unable To Participate In The Recent Surge In Oil Prices
7 years ago

Investment never recovered fully from the double hit of the financial crisis of 08 and the collapse of oil prices in 014. The entire trajectory of growth fundamentally shifted down.

In this article: OIL
Canadian Monetary Policy: Caught Between A Rock And A Hard Place
7 years ago

It will not happen.Toronto takes in 100,000 immigrants each and evey year. That translate into 40,000 new housing units a year. That is on top of the existing population growth of at about 10,000.

There is a hi using shortage in most locals. We only build 35000 units a year.

Canadian Monetary Policy: Caught Between A Rock And A Hard Place
7 years ago

Will Rogers may have been on to something. The banks in Canada started to raise mortgages rates to discourage borrowing. They feel too exposed. Also, the Federal government introduced tighter mortgage lending rules, so more buyers are being denied conventional mortgages. Yet, single-family home prices have not dropped much and condo prices are up 15% y/y.

Demand is so strong.

The FOMC Asks Our Indulgence In A Leap Of Faith
7 years ago

I know that. So why the constant reference to the 2 per cent target.? They should come clean.

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