A New Face On Retirement Planning
Article By:
Steve McDonald
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Sunday, May 19, 2019 4:28 AM EDT
The toughest thing about financial planning, especially for retirement expectations, is that nobody knows how long they’re going to live.
The Run For The Roses
Article By:
Lance Roberts
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Saturday, May 18, 2019 2:00 PM EDT
This horse racing season serves as a reminder that the race to fund pension plans is on but promises to be a much uglier affair. It also serves as a reminder for investors to carefully align the risks of their assets with their investment horizons.
Strike Three: The Next Bear Market Ends The Game
Article By:
Lance Roberts
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Thursday, May 16, 2019 9:25 AM EDT
After two major bear markets since the turn of the century, a vast majority of “baby boomers” are woefully unprepared for retirement.
Vetting Startups And Preparing For Fidelity’s Crypto Trading Service
Article By:
Vin Narayanan
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Sunday, May 12, 2019 6:33 PM EDT
We answer readers' questions. This week: "How much due diligence do equity crowdfunding sites do before listing a fundraising round?" And "What’s going on with Fidelity offering crypto? Can I buy it in my retirement account?"
3 Ways To Be Your Own Financial "Superhero"
Article By:
Lance Roberts
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Wednesday, May 8, 2019 8:10 AM EDT
To plan adequately for retirement, it’s important to establish rules and take to heart the words – “enough is enough.”
The Latest Look At The Total Return Roller Coaster - Sunday, May 5
Article By:
Jill Mislinski
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Sunday, May 5, 2019 12:42 PM EDT
Imagine you invested $10,000 in the S&P 500 five years ago. How much would it be worth today with dividends reinvested but adjusted for inflation? The purchasing power of your investment increased to $16,627 for an annualized real return of 9.77%.
Baby Boomers Facing A Serious Financial Crisis
Article By:
Gary D. Halbert
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Friday, May 3, 2019 6:06 AM EDT
It’s no secret that the Baby Boomer generation – those born between 1946 and 1964 — is facing a retirement financial crisis.
Don't Let Retirement News Gloom Keep You Down
Article By:
Roger Nusbaum
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Thursday, May 2, 2019 12:00 PM EDT
Americans have a problem: they are undersaved but it is solvable.
The Risk Adjusted Real Long Term Real Rate
Article By:
Menzie Chinn
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Wednesday, May 1, 2019 8:30 PM EDT
One argument against the secular stagnation thesis is that the risk-adjusted real rate is not particularly low. I’m dubious.
In this article: TLT
Medicaid And Retirement Accounts
Article By:
Jim Blankenship
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Wednesday, May 1, 2019 7:09 AM EDT
Statistics tell us that approximately 25% of us will need some sort of extended long-term nursing care during our lives – and as our life spans increase with improvements in medical care, this number is likely to increase.
It Turns Out Retirement Planning Is Complicated
Article By:
Roger Nusbaum
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Wednesday, May 1, 2019 2:19 AM EDT
Teresa Ghildarducci is a well known retirement maven. In a recent interview, she said that retirement plans have too many variables. A backup is needed.
Boomers Are Facing A Financial Crisis
Article By:
Lance Roberts
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Tuesday, April 30, 2019 6:00 AM EDT
There is a “crisis” brewing in America which will affect more Americans than the subprime crisis in 2008. What is it? It’s the pension and retirement crisis.
EC Buyer Beware: The Reality Of Tax-Loss Harvesting Benefits
Article By:
Alpha Architect
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Saturday, April 27, 2019 10:20 AM EDT
Tax loss harvesting is a strategy with at best very small return benefits, that arise only from tax deferral. Don't let the tax tail wag the dog.
To Gift Or Inherit? Deciding When To Bequeath Assets
Article By:
Sterling Raskie
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Saturday, April 27, 2019 1:00 AM EDT
The tax implications of non-qualified assets (those not in 401(k)s or IRAs) received by beneficiaries if gifted during lifetime or inherited after death.
Asset Allocation Don'ts
Article By:
Roger Nusbaum
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Friday, April 26, 2019 8:00 PM EDT
Don't have an alternatives portfolio hedged with a small exposure to equities.