This Week Only, August 4-8:
The book, “Fixing Target Date Funds: A Fiduciary Guide to Ameliorating Alarming Deficiencies,” is now available on Amazon, and in a special promotion is now available to download for free between Aug. 4-8.
Here’s why TDFs Need Repairing:
- Misaligned Risks: TDFs claim a solid investment theory, but the real-world application often strays dangerously from it.
- Proprietary Lock-In: All investments are controlled by fund managers of the TDF company who are unlikely to be the best in every asset class.
- Suppressed Innovation: A few large firms manage over 70% of TDF assets. Oligopolies quash innovation.
- Fiduciary Breaches: Fiduciaries are not vetting their TDF selection, opting to choose their bundled service provider, causing formation of theoligopoly.
Surz introduces innovative, patented glidepaths based on academic theories, offering a revolutionary U-shaped approach that ensures safer navigation “to” and “through” retirement. His personalized approach allows TDFs to truly deliver on their promises, prioritizing genuine customization and protecting investors’ futures.
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