Mr. Roche is the founder of Orcam Financial Group, LLC, a low fee financial services firm based in San Diego, CA as well as the founder of the popular financial website Pragmatic Capitalism.
Orcam Financial Group, LLC is a low fee ...
more
Mr. Roche is the founder of Orcam Financial Group, LLC, a low fee financial services firm based in San Diego, CA as well as the founder of the popular financial website Pragmatic Capitalism.
Orcam Financial Group, LLC is a low fee financial services firm offering asset management, personal advisory, consulting and educational services. Pragmatic Capitalism was founded by Cullen Roche in the midst of the financial crisis of 2008. Mr. Roche foresaw many of the events that led up to the crisis and felt that the government was slow to react and when it did finally react, responded with the wrong medicine.
Mr. Roche's primary areas of expertise include global macro portfolio construction, quantitative risk management, monetary economics and behavioral finance. Prior to establishing his own business, Mr. Roche worked at Merrill Lynch Global Wealth Management where he helped oversee $500MM+ in assets under management. Upon leaving Merrill Lynch, Mr. Roche managed a private investment partnership for 7 years generating substantial positive alpha (high risk adjusted returns) without a single negative year of returns. He has since transitioned back to retail asset management to better serve the much needed low fee retail space with sophisticated but simple asset management and financial planning services.
Mr. Roche is also a prolific writer. In addition to the daily musings on his website, he is the author of the popular book “Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance” as well as “Understanding the Modern Monetary System”, one of the top 10 all-time most downloaded research papers on the SSRN academic research network. He was named one of the “Top Wall Street Economists, Experts and Opinion Leaders” of 2011 by Wall Street Economists and was named one of the “101 Best Finance People” by Business Insider where he was described as “one of the most influential economic thinkers today.” In 2015 Mr. Roche was named one of the “40 Under 40” most influential people in finance by InvestmentNews. He is regularly cited in the Wall Street Journal, on CNBC and in the Financial Times.
Mr. Roche is a Georgetown University alumnus, growing up in the DC area and now living in Southern California with his wife Erica, troublesome collie Cal and 4 irritable laying hens.
AA | Alcoa Inc. |
AAPL | Apple Inc. |
ADRU | BLDRS Europe 100 ADR Index Fund |
AIG | American International Group Inc |
BEAT | BioTelemetry, Inc. |
BP | BP p.l.c. |
CBS | CBS Corporation |
COIN | CoinBase |
COPX | GLOBAL X COPPER MINERS ETF |
CS | Credit Suisse Group AG |
CSCO | Cisco Systems Inc. |
CSX | CSX Corporation |
DBC | PowerShares DB Commodity Index Tracking Fund |
DIA | SPDR Dow Jones Industrial Average |
DXBBF | DEXIA STRIP VVPR |
ETN | Eaton Corporation |
EUFN | iShares MSCI Europe Financials Sector Index Fund |
EWD | iShares MSCI Sweden Index Fund |
EWG | iShares MSCI Germany Index Fund |
EWJ | iShares MSCI Japan Index Fund |
EWP | iShares MSCI Spain Index Fund |
EWZ | iShares MSCI Brazil Index Fund |
FB | Meta Platforms, Inc. (Formerly Facebook) |
FDX | FedEx Corporation |
FNFG | First Niagara Financial Group Inc. |
FXE | Euro Currency Trust |
FXI | iShares China Large-Cap |
GE | General Electric Company |
GLD | SPDR Gold Trust ETF |
GS | Goldman Sachs Group Inc. |
HBAN | Huntington Bancshares Incorporated |
HLF | Herbalife Nutrition Ltd. |
IEF | iShares Lehman 7-10 Year Treasury Bond Fund |
INTC | Intel Corporation |
IYR | iShares Dow Jones U.S. Real Estate Index Fund |
IYT | iShares Dow Jones Transportation Average Index Fund |
JJC | iPath Series B Bloomberg Copper Subindex Total Return ETN |
JPM | JPMorgan Chase & Co. |
KBE | SPDR S&P Bank ETF |
KBH | KB Home |
KME | SPDR Series Trust |
LOW | Lowe's Companies Inc. |
MS | Morgan Stanley |
NFLX | Netflix Inc. |
OIL | iPath B S&P GSCI Crude Oil TR ETN |
PSI | PowerShares Dynamic Semiconductors Portfolio |
REZ | iShares FTSE NAREIT Residential Index Fund |
RTH | Market Vectors Retail ETF |
SCHW | The Charles Schwab Corporation |
SEA | Invesco Shipping ETF |
SLV | iShares Silver Trust |
SLX | Market Vectors Steel Index Fund |
SPY | SPDR S&P 500 |
STT | State Street Corporation |
TLT | iShares Lehman 20+ Year Treasury Bond Fund |
UGA | United States Gasoline Fund LP |
UPS | United Parcel Service Inc. |
UUP | PowerShares DB US Dollar Index Bullish Fund |
VXX | iPath S&P 500 VIX Short-Term FuturesTM ETN |
XHB | SPDR S&P Homebuilders ETF |
XLF | Financial Select Sector SPDR |
XRT | SPDR S&P RETAIL ETF |
Founder | |
Orcam Financial Group, LLC | |
October 2012 - Present (9 years 10 months) | |
Orcam Financial Group is a financial services firm offering research, advisory, consulting and educational service |
Founder | |
Pragmatic Capitalism | |
January 2009 - Present (13 years 8 months) |
Founder & CEO | |
Orsus Investments, LLC | |
May 2005 - September 2012 (7 years 6 months) |
Financial Advisor | |
Merrill Lynch | |
August 2003 - May 2005 (1 year 10 months) | |
Financial Advisor with the Goetzman Group in Alexandria, VA managing nearly $500 million in total client assets. |
Georgetown University - The McDonough School of Business | |
BS/BA | |
1999 / 2003 | |
Finance |
Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance | |
Cullen Roche | |
St. Martin's Press | |
07/08/2014 | |
Being successful in the modern world of finance requires a more in-depth understanding of our global economies on a macro level. What does a shifting demographic cycle mean? How does the explosive growth of emerging markets matter? Why does the world's population affect my portfolio? Does the global monetary system impact my results this year? How does govt intervention in markets impact my strategy? In Pragmatic Capitalism, Cullen Roche explores how our global economy works and why it is more important now than ever for investors to understand macroeconomics. Roche combines his expertise in global macro portfolio management, quantitative risk management, behavioral finance, and monetary theory to explain to readers how macroeconomics works and provides insights and suggestions for getting the most out of their investment strategies. This book uncovers market myths and explains the rise of macroeconomics and why it impacts the readers' portfolio construction. |
Latest Comments