William K. - Comments

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Death, Economics And Coronavirus
4 years ago

Realizing that the death rate directly from the infection is usually less than 2%, it also becomes clear that the damage to the rest is not from the infection but from the responses and precautions. So now the question: Is the cure worse than the disease? I don't have any easy answer, but certainly it is becoming an urgent question.

Facebook: Growth Continues Despite Doubts
4 years ago

Certainly the money aspect of the growth of facebook is impressive by any standard. It is indeed an impressive organization. So the financial part is making a whole lot of profit.

My concern was not mentioned, which is that the information gathered will be far more than TicTok, and the ultimate use of that information will not benefit us any more than the feared uses of data by the Chinese government. The smell of profit will be too much to resist, I think.

In this article: META
Four Changes Resulting From The Pandemic That Will Stick
4 years ago

Quite a collection of information in this article, showing that certainly the more developed world is a different place now. What will be changing for the far less technical tribal civilizations is far less clear at present. If the tribes can avoid being contaminated with the plague then they may not be changed much. But given the tendency for the stupidity of some few, that is not likely.

To quote Bob Dylan: The times, They are a changing." Certainly not like hemeant though.

The Supply And Demand For Money - The End Of Inflation?
4 years ago

The author has neglected to mention the fact that money is not wealth, it is the convenient method of exchanging wealth. The grain produced by the farmer IS wealth, but not a convenient material for purchasing products with. Thus money is a far more useful medium of exchange that actual wealth.

This relationship shows us why the government printing more money effectively dilutes our wealth, although the full mechanization of the process is a bit more complicated.

Right now the benefits of saving money have been reduced by the low interest rates, the only remaining benefit of saving being to have it when it is needed. And that concept is quite foreign to a lot of folks. I see no easy solution to that.

But the solution to a lack of money would be to create more wealth and exchange it for cash, (money), which is at present a lot more difficult because of this virus plague rampage in progress.

Thus the recovery and solution will be slow in arriving.

(More to say but not right now)

Starbucks: What's Brewing?
4 years ago

Good article indeed. And what we see as the cause of the drop in business is quite obviously not the result of any business error, large or small. So the recovery looks quite sure, while the timing is not so clear, and will undoubtedly take a while. The "Buy" rating is quite reasonable as I see it.

In this article: SBUX
Salesforce: Acquisition-Fueled Growth
4 years ago

This is a very interesting article about the "Salesforce" organization and the intense growth by acquisition scheme. Weak profitability paired with strong growth is often a sign that deeper investigation is advised. The re-investment of profits instead of profit taking is certainly rather unusual at the levels claimed, also suggesting that an understanding of the motivation should be investigated. The acquisitions that I am most familiar with were to either expand the market for product, or, more often, to acquire resources related to the current business. Thus a constantly growing list of acquisitions does raise a few questions in my mind.

Then finally we learn that the product is SaaS, (Sales As A Service), and at least part of the picture becomes clearer.

So while the share price is reasonable, an understanding of the actual risks is what I believe is well advised.

In this article: CRM
Interview With Janover Ventures: Improving The Commercial Real Estate Borrowing Experience One Loan At A Time
4 years ago

Quite an inspirational success story and certainly some good advice.

And especially I thank the author, or whoever did it, for providing the contents in a text format. That is much easier to learn from.

ByteDance, Microsoft Break Off TikTok Deal Talks
4 years ago

If this TikTok software does compromise phone security then the simple fix is to keep it off phones that need to be secure. That is an obvious and simple solution, although rather hard to assure.

But the president is probably more interested in showing how much he is in charge.

In this article: MSFT
FTSE 100 Pushing Down On Support As GBP/USD Strength Weighs
4 years ago

Interesting and a bit disturbing.

In this article: AZN, BP, GSK, FXB
Goldman Sachs Is Worried About The Federal Reserve Note
4 years ago

So now it seems that those with better credentials than mine are also concerned about debt and inflation. Thus either I was correct or we are both wrong, and things may get interesting, not in a good way, though.

Gold itself is not the driver but rather the alternative stable place, which we both understand.. But others are saying that because this is a different situation inflation will not be an issue. The logic offered in that concept also makes some sense.

Whatever happens next may even be exciting, although I certainly hope not. Financial excitement is seldom over good news.

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