The Residential Real Estate Closing Table!

The day has arrived and, for the buyers, their dream of homeownership is about to come true!

During the process they will write checks (or may have pre-written the checks), one of which that will typically be made payable in the name of the title insurance company.

This company whose name they may be hearing for the first time, has been tasked with providing critical protection that ensures they will be receiving good, clean and clear title to their new property.

This is protection for what may be the largest financial commitment of the homebuyers life!

Questions That Need To Be Asked About A New York Title Insurance Provider…

What is the claims experience history of the title insurance provider,
Are the title insurance charges appearing on the title bill fair,
Who is the underwriter being used?
Does the title insurance company have any Affiliated Business Relationships (ABR) that could create a conflict of interest

If you have any questions Hallmark Abstract Service is here to answer them.

11 Reasons Why Hallmark Abstract Service Is A Go-To For So Many New York Attorneys... 

1.Ancillary and ‘junk fees’ on the Hallmark title bill are often $500-$1,000 less than some other title companies. The title insurance premium will be the same regardless of the company used, but the fees can vary considerably.
2.Since its inception in 2008, Hallmark Abstract Service has no valid title claims.
3.Hallmark Abstract Service has no affiliated business relationships that, in the firm’s opinion, create significant conflicts of interest.
4.Technology. Hallmark Abstract’s online and on-demand title bill technology allows anyone to enter a purchase price and mortgage amount for a residential purchase in any town or city in New York State, and generate what the title costs will be (https://hallmarkabstractllc.titlecapt....
5.Hallmark’s primary underwriter, Fidelity National Title Group, is the largest and best capitalized underwriter in the country. If 2008 taught us anything it’s that a strong underwriter backing a policy is critical!
6.You will have one dedicated representative at the firm. 
7.If a business decision ever needs to be made, you will be speaking to the owners who can make it.
8.Hallmark Abstract Service always recommends to buyers, regardless of who is doing their title, that they reach out and get a title bill from another company to compare. If a significant difference in non-title insurance premium charges exists, buyers can go back to their title company, ask why, and request a reduction.
9.Hallmark does not take shortcuts that may speed-up a clear to close, but will take the extra steps necessary to protect our clients. An example is to insist on a boundary-line agreement, versus the ‘easy’ solution in a property line dispute of having the neighbor signing an affidavit. If that neighbor were ever to move the affidavit would be null and void.
10.As a testament to the work that the firm does and the care it takes with its clients, many of our orders come from buyers who find us online. When asked why they chose us the answer is that they were impressed by the testimonials that we have received.
11.We have a laser focus on protecting buyers in what may very well be the largest financial commitment of their lives. While we may get the title order from an attorney, ultimately it is the buyer who we consider to be our client.

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Hallmark Abstract Service provides title insurance for your New York State commercial and residential real estate transactions.

After reading if you have any questions or would like to speak, this is the contact information of Hallmark Abstract Service CEO Mike Haltman...

Email: mhaltman@hallmarkabstractllc.com
Phone: (516) 741-4723
Cell: (516) 521-3499

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