Steve McDonald | TalkMarkets | Page 1
Bond Strategist for The Oxford Club, Wealthy Retirement and The Oxford Income Letter
Contributor's Links: Wealthy Retirement
Steve is the Bond Strategist for The Oxford Club, "Wealthy Retirement and The Oxford Income Letter." He’s also the Editor of "Oxford Bond Advantage." For 10 years prior to joining Agora, Steve was a professional broker. On an annual basis, Steve led 30 to 40 ...more

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The Argument For Staying In Low-Paying Annuities
As time goes on, my opinions about money and investing are changing. But what is most surprising to me is how my opinion of annuities has changed.
Without A Thorough Retirement Budget, Your Savings Won’t Cut It
One of the things most people forget to include in their retirement plan is saving after retirement. A plan that only draws down your funds is a problem in the making.
Why A Wealth Tax Is Not The Answer
Sen. Elizabeth Warren was recently joined by 18 uber-wealthy people in asking for a moderate wealth tax. They called it their moral and ethical economic responsibility to this country. But why not write those checks right now...?
There’s No Magic In The Market
No one wants to hear that there isn’t any magic. Everyone wants to believe that all you have to do is follow the gods of the Street and money will fall out of the sky on you. But the magic isn't real.
Why It Pays To Be A Market Coward
We are at year 35 of the bull market in bonds and year 10 of the bull market in stocks. Where do you think this is going? If that doesn’t make a market coward of you, you have my condolences.
This Threat Will Cut Your Nest Egg In Half
Here’s an investment idea for the too-safe, too-conservative and too-much-cash folks.
Run If Your Advisor Says “It’s Complicated”
One of the most challenging aspects of retirement and where we get the least amount of help is answering this question: How much is enough?
Don’t Make This Common Investing Mistake
Despite the recent tariff-driven volatility in the market, we have had a huge rally off the bottom in late December – a move that was big enough that even the most ardent bear has to be a believer in the strength and durability of this stock market.
Empty Nest And Empty Wallet
One of the biggest threats to the financial security of many retirements isn’t the threat of Social Security reducing payments, poor planning or even underfunding. It isn’t getting much press right now, but on our golden years.
A New Face On Retirement Planning
The toughest thing about financial planning, especially for retirement expectations, is that nobody knows how long they’re going to live.
Bursting The Fed’s Bubble
When did it become possible to look forward in the market 21 months? That’s what the Fed is doing.
Don’t Hold Your Breath Waiting For This Recession
I’d like to try and untangle some of the mess the money media has been putting out there about interest rates and the possibility of a recession.
Adjust Your Retirement Expectations
For those of you who plan to retire at a certain again, I have one piece of advice for you: Good luck!
Don’t Be A Rate Pig: Watch Your Maturities
The shorter a bond’s maturity, the less it will fluctuate in value when rates move against you. A rate pig is someone who ignores maturity and the quality of the underlying fundamentals and just goes for the highest rate.
Another Rate Hike? No Surprises, No Worries
If you want to make money in bonds, make more money as rates move up and eliminate losses in sell-offs… learn to do nothing.
130% Of Current Income In Retirement?!
There is a new study out with some very surprising estimates for how much money we will need in retirement… and it isn’t good news.
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