E Interview With Ternio - The Platform To Move Money Instantly

We had the opportunity to interview Daniel Gouldman co-founder/CEO of Ternio. The Fintech company which gave blockchain and cryptocurrency real world application.

Q: Can you tell us a bit about yourself and Ternio?

A: My name is Daniel Gouldman and I’m a co-founder/CEO of Ternio. Ternio has built a global fintech platform on the blockchain. We’ve been around for over 2 years now and we’re basically building a global infrastructure from the USA to Europe to South America to Australia and APAC where users can set up bank accounts, use digital assets on the blockchain and connect them to debit cards. This is going to be a big deal for everything from cross border remittances to eliminating fees for transfers and payment systems; we’re a platform that works with other companies who can whitelabel our technology.

Q: How did you get the idea for Ternio?

A: It started as a way to solve for scalability of blockchain (patent pending) focused on the digital advertising space; however – we had one page in our whitepaper about the BlockCard which allowed digital assets to be connected to a physical card where people could spend them. That’s the thing that really took off.

Q: Where do you see the company in 5 years and how do you plan to get there?

A: I think we’ll be a multi-billion dollar company and maybe public. We think we’re going to make an impact in fintech. As for how we get there – it’s going to be a mixture of expansion into various markets around the world but also in being very strategic in terms of how we approach specific markets to take on the status quo systems.

Q: What other markets do you expect to expand into, and which systems do you plan to take on?

A: We’re presently live in the USA but we’re working very hard to be in Europe and many, many other countries around the world in 2020. We have several things coming and we’re very excited about the future. What we do is going to really be impactful on cross border remittances for P2P effectively neutering whatever advantages that Western Union has in the marketplace. Like other neo-banks – we’re taking on the way the banking system and traditional fintechs interact with customers.

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Adam Reynolds 6 months ago Member's comment

Do you already have customers that you've white labeled your technology to?

Daniel Gouldman 6 months ago Member's comment

Yes we do. We can't announce all of them but Veil token, Litecoin are public.

Barry Hochhauser 6 months ago Member's comment

The timing for this product is quite good actually.

Justin Vargos 6 months ago Member's comment

The Blockcard idea is intriguing. But doesn't PayPal have something similar? A physical credit card that you can use to move money digitally? $PYPL

Daniel Gouldman 6 months ago Member's comment

no crypto!

Leslie Miriam 6 months ago Member's comment

Yes, PayPal has that option, but they have nothing to do with bitcoin or blockchain to my knowledge.

Kurt Benson 6 months ago Member's comment

This is a great idea. I'm surprised someone hasn't thought of it sooner. How long have you been around for?

Angry Old Lady 6 months ago Member's comment

It said right in the beginning of the article, a little over 2 years.