Manuel (Manny) Cabrejas is the Managing Director of Mamucium Capital; a Life-Centred Financial Planning and Wealth Management business. At Mamucium, our primary focus is to help clients get and keep the life they want; to help them move forward from where they are to where they want to be. As ...more

Manuel (Manny) Cabrejas is the Managing Director of Mamucium Capital; a Life-Centred Financial Planning and Wealth Management business. At Mamucium, our primary focus is to help clients get and keep the life they want; to help them move forward from where they are to where they want to be. As Life-Centred Financial Planners we measure success by the Return On Life (ROL : Getting the best life possible with the money you have) not Return on Investment (ROI). We can't control every factor that determines ROI. We can exercise much greater influence over what determines ROL. Our ongoing forward planning process puts your narrative ahead of your numbers. We need to stay current with what is happening and what is changing in your life and make sure your financial plan reflects that story. Our work is to assist you in making wise financial decisions, not beating market averages. These decisions aren't limited to investments but also include debt, spending, risk management, income and expenditure. We're focused on your personal progress. We help our clients live the best life possible with the financial resources they have. Simple but powerful we are transforming the way our clients save, spend and retire with our cutting-edge technology. From retirement planning to buying a new home, our interactive lifetime cashflow modelling software helps clients visualise their financial future, test different scenarios and instantly understand the impact of key decisions on life events along the way. To simplify and forecast a complex lifetime stream of money in and money out, whilst accounting for things like inflation, taxation and investment growth, gives our clients huge advantages when it comes to making financial decisions. With more than 25 years experience in the financial services industry including international assignments, Manny has gained insight from a diverse background that included eight years working in the City of London as a consultant to leading financial institutions. During his time working as a Private Banker in Europe and the Middle East, where his clients included members of the royal family, he grew dissatisfied with the industry’s approach to client fiduciary relationships and high-fee investment management. Seeking an outlet to manage clients in accordance with his philosophy, Manny relocated back to the UK to set up his new-model financial planning firm, that places clients at the centre of everything that they do.less