For more than 45 years, I've served clients with the best advice I could on all manner of personal financial questions, and done my best to guide their investments to minimize both risk and taxes, while achieving the rate of return needed to achieve their life goals. Now, having achieved a degree ...more

For more than 45 years, I've served clients with the best advice I could on all manner of personal financial questions, and done my best to guide their investments to minimize both risk and taxes, while achieving the rate of return needed to achieve their life goals. Now, having achieved a degree of success, grown and sold my firm to my former partner, and semi-retired, I work on giving back through pro bono financial planning. Objective Advice, Good Decisions - Applied Wisdom™less