Providing financial planning, investment management and insurance services to individuals, businesses, and non-profit organizations. Though I serve a wide variety of clients, from attorneys to nurses to realtors, my core clientele includes working with educators and Generation X families focused on ...more

Providing financial planning, investment management and insurance services to individuals, businesses, and non-profit organizations. Though I serve a wide variety of clients, from attorneys to nurses to realtors, my core clientele includes working with educators and Generation X families focused on getting their financial lives organized, including saving for retirement, college planning for their children and having appropriate life insurance coverage. As a father, husband and bereaved parent, I understand the challenges that investors face in reaching their financial goals, and that life sometimes gets in the way of plans. Whether you’re getting started, need to get your current situation organized, or just want a second opinion, please don’t hesitate to contact me. FINRA securities licensed in CT, MA, VT, NY, NJ, NH, SC, MO, CO, CA, GA and FL. • Personalized Financial Planning • Retirement Planning — 403(b), 457(b) and 401(k) Plans — Roth IRA, Traditional IRA — SIMPLE IRA, SEP IRA, 401(k) • Investments — Mutual Funds — Annuities (fixed and variable) — Stocks and Bonds • Customized Retirement Counseling • Education Planning — 529 College Savings Plan — Coverdell Education Savings Account — UGMA/UTMA • Insurance — Disability — Life — Long-Term Care • Asset Management Services Specialties: Investments/Financial Planning Retirement Planning Education Planning Insurance Planning Advisory services offered through Capital Analysts or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Member FINRA/SIPC, Broker/Dealer. www.LincolnInvestment.com Howard Financial and the above firms are independent and non-affiliated.less