Credit risk management professional with 20 years of banking, rating agency, and consulting experience. Specialties: Allowance for Credit Losses (ACL, ALLL, CECL); risk rating methodology development and validation; loss given default (LGD, recovery); probability of default (PD); impairment ...more

Credit risk management professional with 20 years of banking, rating agency, and consulting experience. Specialties: Allowance for Credit Losses (ACL, ALLL, CECL); risk rating methodology development and validation; loss given default (LGD, recovery); probability of default (PD); impairment measurement (ASC 310-10-35); credit portfolio models; quantitative analytics supporting credit policy; regulator relations; management; board of directors communication.less