Harvard GSAS Ph.D. Chemical Physics | McKinsey, European Risk Management Practice FIG | Top-5 GSIB Federal Reserve Bank & OCC Consent Order Remediation SME x2 (w/ BCG, w/ PwC) VALUE PROPOSITION: OBJECTIVITY - TRANSPARENCY - RESULTS • 2-Quantum Leap FinTech Solutions: High ROI, Fast ...more

Harvard GSAS Ph.D. Chemical Physics | McKinsey, European Risk Management Practice FIG | Top-5 GSIB Federal Reserve Bank & OCC Consent Order Remediation SME x2 (w/ BCG, w/ PwC) VALUE PROPOSITION: OBJECTIVITY - TRANSPARENCY - RESULTS • 2-Quantum Leap FinTech Solutions: High ROI, Fast Time-to-Value, $$$. • Target Savings: $10,000,000+ (Net of Fees). • Technology Private Equity Advisory (Business Plan, Corporate Structure, Go-to-Market Roadmap, Corporate Governance, Audit, Finance, Risk, FP&A, Capital Structure Optimization, Structured Finance Solutions (including Debt Financing, Derivatives, and Corporate Hedging), Funding Strategy Lead, M&A, IPO, Buyout). • Business Partner for Large-Scale Tier-1 Bank Projects (Basel Transition; FRTB; IHC/BHC; CCAR; RRP; CECL; Stress Testing; Capital Optimization; Collateral; Liquidity Risk; Funding; Treasury; ALM; Counterparty Credit Risk; Capital Markets; Investment Book) and for Corporate Treasury. • Member of Expert Networks for Subject Matter Expertise On-Demand. VERSATILITY: WHAT'S HOT! • Business Analyst/Senior Advisor: FinTech and Disruptive Innovation (Big Data; Artificial Intelligence; Machine Learning; In-Memory Analytics; Cloud Computing; Self-Service BI, SaaS). • Business Analyst: Technology M&A. • CCAR Support/Capital Planning/End-to-End Quality Assurance (Data; Controls; Analytics; Governance; Audit; Remediation; Corrective Action Plans): Wholesale Credit; Trading; PPNR; TLAC, RRP. • Uncleared Margin Rules/UMR/OTC Derivatives; Governance/GRC-ERM; Basel Transition; FRTB; Stress Testing; VaR; Structured Products; Liquidity; Collateral; CVA/XVA; CCP's; SFT's; CCR; ALLL; CECL; Loan Technology; MSR's; FP Dodd-Frank; Basel. CORE COMPETENCIES: • Advanced Algorithm Design & Implementation (Structured Non-Linear Optimization Subject to Hard/Soft Constraints, w/Adaptive Logic & Stratified Weighting Schemes). • Advanced Numerical Methods (Decision Sciences; Monte Carlo; Stochastic Simulation). • Operations Research (Process Rationalization; TCO/Cost Reduction; Risk Mitigation; Change Management). • FRTB CCAR CECL (Quality Assurance; Governance; Processes; Controls; Documentation; Data; Models; Aggregation; Reporting). • Enterprise Risk Management (Strategy; Risk Framework Design, Controls, Implementation; Governance; Models; Data; Stress Testing; Technology). NETWORK UPDATE (Aug 30th, 2024): • 18,100+ 1st-Level Connections • 19,200+ Followers https://www.IRRA-LLC.com WHO WE ARE: INNOVATORS OUR APPROACH: CONTEXT MATTERS CONTACT: kenneth.gustin@gmail.com SEE ALSO: "Speaking Engagements" Section below. .less