By "missing," he means mortgage loans that lenders would have made, if reasonable lending standards were in place. But since they weren't, the loans weren't made. Here's the link the author included which explains this in more depth:

www.urban.org/.../overly-tight-credit-killed-11-million-mortgages-2015

I think it's clear that both can have value, but yes, hindsight is always 20/20.

While the grass may seem greener... Every country has its poor, even the US.

Everyone is assuming the election will be "over" by tomorrow. But #Trump made it clear that the only outcome he's willing accept is if he wins. We could be in for a long drawn out battle that will make the Gore/Bush uncertainty look like a walk in the park. Trump has already filed his first voter lawsuit in Nevada.

What timestamp is Warren at? Would love to hear it.

Simply put, we can't trust China.

$NTDOF was down $24.68 on Friday and $NTDOY lost $11. Profit taking en mass!!

True. The balance sheet does not lie. Accordingly, his whole GAAP v Non-GAAP matter is mostly FUD B.S. It's not as if GAAP information is hard to find. In fact it must be published. Very old fact of life used as FUD

Such as?

Very impressive, I've added you to my follow list.