I for one am living with too much debt, I have over $21,000 in credit card debt with 7 different cards. Most of them just became past due. I recently bought a van that I'm living in and owe about $29,000 for that. I owe my family about another $24,000 from loans.

Funny if you haven't learned to "read" this market yet then you are screwed. I dropped out a week ago before heading to Mexico City for business.