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Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling book more

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What’s Your Purpose?
I find the world fascinating. Humans are amazing. We just launched the James Webb Telescope to see world’s formed billions of years ago and the Elizabeth Line. Both are projects of immense challenge and immense cost, as covered by many documentaries.
The Neobank Era Is Just Beginning
The 10 leading neobanks in the US grew by a little more than 10 million accounts in 2021, from 23.3 million to 33.5 million, according to Cornerstone Advisors.
SWIFT May Not Exist In Five Years, According To Mastercard
The CEO of MasterCard, Michael Miebach, stated at a conference the other day that SWIFT might no longer exist in the next five years.
Why Old Banks Should Be Worried
I heard an interesting comment from a friend who said that he had worked with incumbents and start-ups. The big difference is that the incumbent views digital as a cost-cutting exercise, and the start-up sees it as a customer-enhancing opportunity.
Is Bitcoin’s Energy Usage The Wrong Question
Is bitcoin that bad for the planet? I constantly see headlines saying bitcoin will destroy Earth and generates more power usage than Moldova and Uruguay combined, or wherever. Is it true?
European Banks Prove To Be Worst Offenders For Money Laundering
Banks are trying to expand their business and revenues, but fall foul of rules because regulators want banks to only deal with bona fide customers, and not those who are hiding bad deeds. It’s a constant battle and it has been going on for years.
We Need To Talk About Crypto
Crypto is in its usual rollercoaster mode with bitcoin prices halving in January, but then it did the same in January 2021.
The End Of Digital Transformation In Banking
Supposedly, banks and credit unions in America think they’re are doing digital transformation. Interestingly, less think they’re doing it today than a few years ago.
The Finanser’s Week: Oct.18 - 24
Green finance covers a wide range of financial products and services, which can be divided into banking, investment and insurance products. Examples of these include green bonds, green-tagged loans, green investment funds and climate risk insurance.
Where Is The Banking Revolution?
Businesses that appear to be bulletproof can stumble and fall. I’m thinking Blockbuster, Nokia, Kodak.
The Future Has No Flags
I grew up as an Englishman. Then I became British. Now, I’m a European. But then we had Brexit and all the other stuff. Yet now I live in Poland. I believe in a world of the future that has no borders, no flags, no barriers. Am I deluded?
Why Did HSBC Dump Their Biggest Corporate Client?
Frankly, I don’t like to dip my feet into political waters unless forced to and, in the spirit of that thinking, I was prompted to shine a light on the Huawei issues with HSBC by a Chinese friend.
If You Think Open Banking Is Where It’s At, Think Again
As the business owner, all I want to do is my job, to have fun, to get on with creating more customers and more business. However, the issue with accounts, tax and invoicing is letting go.
Should Banks Have More Technologists Than Microsoft?
Is this some stand-off thing about banks being more technology oriented than technology companies? Big banks have more developers than Big Tech? It does not matter. It’s about quality, not quantity.
The Tectonic Movement From Paper To Data
Banks have spent a decade pissing all over cryptocurrencies, but the customer is now saying they want it, and the banks are starting to wake up.
The Roaring 2020s
The influences on our behaviors and banking are ruled by our immediate experiences yet, if you look back a century, the 2020s may well look like the 1920s.
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