ING Groep NV, with the ticker ING, is a large-cap Dutch diversified bank operating in the financial services business sector. This is the fourth of five financial services candidates competing for the forty-third slot in the Viital folio. It is my first report on ING Group for my Viital portfolio or any of my previous six portfolios.

The merger of the Dutch postal bank and NN Insurance in 1991 created ING. 

Through a series of further acquisitions ING built up a global footprint. The 2008 financial crisis forced ING to seek government support--a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. 

ING has market- leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.

The company serves customers, corporate clients, and financial institutions, including small and medium-sized, and mid-corporates.

ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

Three key data points gauge any dividend equity or fund such as ING Groep NV:

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether any company has made, is making, and will make money. 
 

ING Price

ING Groep’s price per share was $9.50 as of yesterday's market close.  One year ago it’s price was $12.76. Thus, ING share price fell $3.26 or about 25.5% in the past year. 

If ING Groep’s stock trades in the range of $8.00 to $14.00 this next year, its recent $9.50 share price might rise by $2.50 to reach $12.00 by next year. My $2.50 upside estimate is based on the median of one-year price targets set by two analysts covering ING.
 

ING Dividends

ING Groep’s most recently declared annual dividend of $0.67 was paid May 25th, to shareholders on record as of May 13th.  

Since May 29, 2015, ING Group has paid variable semi-annual dividends.  The current forward looking annual dividend of $0.67 equates to an annual yield of 7.05% as of yesterdays $9.50 share price.
 

ING Returns

Adding the $0.67 ING Groep annual dividend to my estimated one-year price upside estimate of $2.50 shows a $3.17 potential gross gain, per share, to be reduced by any costs to trade ING shares.  

At yesterday's $9.50 closing price, a little under $1000 would buy 105 shares.

A $10 broker fee (if charged) would be paid half at purchase and half at sale and might cost us about $0.10 per share.

Subtract that maybe $0.10 brokerage cost from my estimated $3.17 gross gain estimate per share results in a net gain of $3.07 X 105 shares = $322.35, for a 32.2% net gain including a 7.05% forward looking annual dividend yield. 

Over the next year our $1K investment in ING shares should generate $70.50 in cash dividends. Of course, a single share of ING stock bought at yesterday's $9.50 price is over 7 times less than the dividend income from our $1000.00 investment. 

So, by my dogcatcher ideal, this a prime time to pick up ING Group NV shares based on their forward looking dividends for the year 2022. The forecast annual dividend from $1K invested is 7.42 times more than yesterday’s single share price. Consider yourself alerted. It's a sign. 

All of the estimates above are speculation based on the past history of ING Group NV. Only time and money invested in this stock will determine its market value.

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