In the next 10-15 years, the financial markets and economy will be significantly impacted by three major forces: (1) Millennials, (2) Generation Z, and (3) artificial intelligence. These forces could propel the secular bull market in stocks into the mid-2030s. While it is true Baby Boomers are aging (59-77), we should not lose sight of the extremely large, well-educated, and economically influential younger generations, Millennials and Generation Z (Gen Z). Millennials overtook the Baby Boomers in 2019 to become the largest generation in the United States, which means focusing solely on Baby Boomers does not provide much insight into positive generational offsets.

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