Knowing when to sell dividend stocks is an often overlooked part of investing.

Before I discuss some specific mutual funds, closed-ends and ETFs that our research has led us to consider in our asset allocation portfolios, I think it's important to illustrate one other tool we use to ensure that we have appropriate diversification among asset classes.

The investing public tends to place a great deal of faith in the forecasts of economists. To be frank, I am not entirely sure why. An overwhelming majority missed the impact that well-documented declines in real estate were having on the economy in 2007.