President at WealthTrace
Contributor's Links: WealthTrace

I am the owner and founder of WealthTrace, which provides web-based financial planning software to both financial advisors and consumers.. I have over 20 years of experience in the financial markets and I am a Chartered Financial Analyst (CFA). I hold a masters degree in Economics from Miami ... more


Volatility Proofing Your Portfolio In Retirement
Can anything be done to mitigate market volatility? And do you even need to worry about it in the first place?
Use Altria's High Dividend For Retirement Portfolios
The stock price of Altria (MO) is down over 27% this year.But continuing declines in smoking rates in the United States has sparked fears that there is no way Altria can continue its earnings growth over the long run.
Protecting Your Retirement From A Flattening Yield Curve
If you're reading this, you're probably an investor in equities. There's a good chance you invest almost exclusively in stocks, via mutual funds and ETFs. If so, you might not have noticed one of the most important developments in finance recently.
E Dividend Payers To The Rescue
If you retirement expenses are greater than your after-tax retirement income, your investments will begin to dwindle as you use the principal to pay for expenses.
How Volatility Impacts Retirement Plans
There really was nowhere to hide during the latest downturn. Very similar to 2008/2009, most assets were correlated and fell together. But also just like in the 2008/2009 downturn, some equities were less volatile than others.
Inflation, The Markets, And Your Retirement Plan
One of the reasons the market has been so volatile lately is the fear of inflation rearing its ugly head. If this forces the Federal Reserve to push up interest rates more than expected, the stock market is in for a serious fall.


AAPL Apple Inc.
GB Greatbatch Inc.
GOOG Alphabet Inc. (Google)
MSFT Microsoft Corporation
TWTR Twitter Inc
YHOO Yahoo! Inc.



Latest Posts
Dividend Payouts Keep Breaking Records
For the first time in at least 15 years, no S&P 500 company cut its dividend in the first quarter. A lot of this has to do with lower corporate tax rates, which now top out at 21% instead of 35%.
Converting To A Roth IRA Could Be A Great Move
Using the publicly available WealthTrace Financial Planner, you can enter your spending, saving, and investment information, and then use the Roth IRA Conversion tool to see what might happen if you converted your traditional IRA to a Roth.
Preparing For Retirement While In Your 40s
Crossing the 40 line shouldn't mean any wholesale changes to your strategy should be needed. As long as your risk tolerance and life goals are about the same as before, just keep checking your financial plan periodically.

Work Experience

September 2011 - Present (7 years 8 months)


Miami University
1994 / 1995
Ball State University
Bachelor of Science
1990 / 1994