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Founded in 1863 and headquartered in Minneapolis, Minnesota, U.S. Bancorp (USB) is one of the largest regional banks in the US, with its footprint in 26 states, with assets of around $680 billion.

The bank’s branch network is mostly in midwestern and western markets.

U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, and wealth services.

Three key data points gauge U.S. Bancorp or any dividend paying entity, namely:

(1) Price

(2) Dividends

(3) Returns

Those keys also show if any company has made, is making, and will make money.
 

USB Price

U.S. Bancorp’s share price increased about 12% in the past year from $38.96 to $43.69 as of Thursday’s closing price.
 

USB Dividends

U.S. Bancorp has paid quarterly dividends since January 1999. The current forward looking annual dividend of $2.00 yields 4.58% per Thursday’s $43.69  closing price.
 

USB Returns

Putting it all together, a $8.31 estimated gross gain per share shows up when adding U.S. Bancorp’s annual $2.00 dividend to an estimated $6.31 analyst estimated annual price gain, totaling that $8.31 gross gain.

A little over $1000 invested at the recent $43.69 price would buy 23 shares, multiplying the $8.31 gross gain to $191.13.

Furthermore, about 25% of that $190 gain comes from the $45.80 in dividends generated from your $1,000 investment, and the $45.80 amounts to $2.11 more then the recent $43.69 single-share price.

(A dividend dogcatcher rule is to buy a stock that pays an annual dividend of $1000 invested, that is greater than the cost of a single share.)

Therefore, you may choose to pounce on U.S. Bancorp and its 4.58% dividend yield along with its 26 year dividend record.

The exact track of USB's future prices and dividends will be entirely determined by market action and company finances.

Remember, the best way to track stock performance and dividend payments is through direct ownership of company shares.

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