A portfolio of stocks I've been building since September 3 is named Volio. It will eventually hold 52 dividend dogs. Volio is the fifth portfolio I've built (at a one dividend dog per-week pace) since 2014. Five portfolios = V for Volio!

Today I'm reviewing the third of five Consumer cyclical sector stocks striving to join my Volio folio. This could be the twentieth pick for Volio!

That cyclical sector includes twenty-eight industries ranging from Advertising Agencies to Apparel, Autos, Broadcasting, Department Stores, Gambling, Leisure, Lodging, Packaging, Personal Services, Shoes, Restaurants, Rubber, Plastics, Textiles, and all such consumer aimed enterprises.

My subject today is a small-cap restaurant company named, Dine Brands Global Inc. Their trading ticker symbol is DIN. This is my first ever report on DIN.

Dine Brands Global Inc owns and franchises thousands of restaurants under the Applebee's and International House of Pancakes names.

Almost all company restaurants are located in the United States and franchise. Royalty revenue, which the company gets from franchisees based on franchisees' sales, accounts for roughly three-quarters of total company revenue.

The company also earns revenue by leasing restaurant sites to franchisees. The company has four reportable segments such as franchise operations, (an aggregation of Applebee's and IHOP franchise operations), rental operations, financing operations, and company-operated restaurant operations.

The company was formerly known as DineEquity, Inc. and changed its name to Dine Brands Global, Inc. in February 2018.

Dine Brands Global, Inc. was founded in 1958 and is based in Glendale, California.

I use three key data points to gauge dividend-paying equities or funds like Dine Brands Global Inc:

(1) Price

(2) Dividends

(3) Returns

Besides those three, several other keys will finally unlock an equity or fund in which to invest, or not.

Those three basic keys, however, best tell whether a company has made, is making, and will make money.

DIN Price

Dine's price per share closed at $85.43 yesterday. A year ago its price was $75.60. So, in the past year, its price increased by $10.17, or just about 13.5%.

Assuming Dine's stock trades in the range of $70 to $100 this next year, its recent $85.43 price could rise by $9.57 to reach $95.00 by January 15, 2021, assuming upward price momentum returns.

DIN Dividends

Dine's latest declared quarterly dividend was $0.69 per share paid January 10th

That $0.69 Q dividend equates to $2.76 annually and yields 3.23% based on yesterday's $85.43 closing price.

DIN Gains?

Adding the $2.76 annual estimated dividend to my $9.57 estimate of Dine Brands Global Inc price upside shows a $12.33  potential gross gain, per share, which will be reduced by any costs to trade these shares.

As for costs, if we put a little over $1,000.00 today in Dine Brands Global Inc at its recent $85.43 price, would buy 12 shares of DIN.

A $10 broker fee paid half at purchase and half at sale could cost us about $0.83 per share.

Subtract that $0.83 brokerage cost from the estimated $12.33 gross estimated gain per share leaves a net gain of $11.50 X 12 shares = $138.00 or a 13.75% net gain on a $1,025.16 investment.

Therefore, Dine Brands Global Inc, whose trading ticker symbol DIN shows a possible 13.75% net gain including a 3.23% dividend yield. It could be more, it could be less. That yield compared to the high share price shows this stock is very overbought.

The above speculation is based on past year performance. The actual results remain to be seen to learn if Dine Brands Global Inc, is worth your time and money.