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William Penn Bancorporation goes by the ticker symbol WMPN and is another member of the financial services business sector as a Pennsylvania and New Jersey regional bank. This is my first-ever report on William Penn Bancorporation for this Vista or any of my previous five portfolios.

William Penn Bancorporation operates as an independent community financial services provider. 

The bank offers traditional banking and related financial services to individual, business, and government customers. 

Through its branch and automated teller machine network, the bank offers a full array of commercial and retail financial services, including; the taking of time, savings, and demand deposits; the making of the commercial, consumer, and mortgage loans; and the providing of other financial services.

As of April 30, 2021, the company offered its services through thirteen full-service branch offices in Bucks County and Philadelphia, Pennsylvania, and Burlington and Camden Counties in New Jersey. William Penn Bancorporation was founded in 1870 and is headquartered in Bristol, Pennsylvania.

Three key data points gauge dividend equities or funds like William Penn Bancorporation:

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether any company has made, is making, and will make money. 

WMPN Price

William Penn Bancorporation's price per share was $11.84 as of yesterday's market close. Upon completion of its second-step conversion and subscription offering on March 24, its price was $10.00. Thus, the price per share grew by nearly 18.4% in the past quarter. 

Should WMPN's stock trade in the range of $8 to $18.00 this next year, its recent $11.84 price might rise by $2.36 to reach $14.20 by June 25, 2022. My estimate corresponds to the average of Penn's annual price gains over the past ten years

WMPN Dividends

William Penn Bancorporation's most recent annual dividend payout of $0.42 was paid August 10, 2020, which if repeated in 2021 will yield 3.56% based on yesterday's $11.84 closing price. WMPN has paid increasing annual dividends for 10 years.

WMPN Returns

Adding the $0.42 annual WMPN forward-looking dividend to my $2.36 price upside estimate shows a $2.78 potential gross gain, per share, to be reduced by any costs to trade William Penn Bancorporation shares.  

At yesterday's $11.84 price per share, a little under $1000 would buy 84 shares.

A $10 broker fee (if charged) would be paid half at purchase and half at a sale and might cost us about $0.12 per share.

Subtract that maybe $0.12 brokerage cost from my estimated $2.78 gross gain per share results in a net gain of $2.66 X 84 shares = $223.80 for a 22.38% net gain on a $994.56 investment.

So it is that  William Penn Bancorporation shows a possible 22.38% net gain including a 3.56% forward estimated dividend yield. 

Over the next year at this time, a $1000 investment in WMPN would generate $35.60 in cash dividends. And a single share bought at yesterday's closing price was $11.84! Thus, NWFL's share price is less than one-third of the dividend income from $1K invested. Thus, according to dogcatcher preference, this is an opportune time to invest in William Penn Bancorporation shares for long-term dividend income.

All of the estimates above are speculation based on the past history of  William Penn Bancorporation. Only time and money invested in this stock will determine its true worth.