Qiwi PLC, known by the ticker symbol QIWI, is a small cap  International Financial Technology firm operating in the Technology business sector. This is my first report on QIWI for my Viital stock portfolio, I selected it as my 36th pick in my fifth Volio portfolio in May 2020.

Qiwi PLC is engaged in operating electronic online payment systems in Russia, Kazakhstan, Moldova, Belarus, Romania, United Arab Emirates (UAE) and other countries and provides consumer and small and medium enterprises (SME) financial services.

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The company's segments include Payment Services; Consumer Financial Services; Rocketbank; and Corporate and Other. It generates maximum revenue from the Payment Services segment.

Qiwi plc was incorporated in 2007 and is based in Nicosia, Cyprus.

Three key data points gauge any dividend equity or fund such as Qiwi PLC (QIWI):

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether any company has made, is making, and will make money. 

QIWI Price

Qiwi's price per share was $8.13 as of yesterday's market close. One year ago its price was $10.30. Therefore QIWI's share price fell $2.17 or over 21% in the past year.

If QIWI's stock trades in the range of $7.00 to $12.00 this next year, its recent $8.13 share price might rise by $1.87 to reach $10.00 by January 5, 2023. My estimate is $2.80 under the median of annual share price increases estimated by five analysts covering QIWI for brokers.

QIWI Dividends

QIWI's most recent quarterly dividend of  $0.30 was paid December 14th, to shareholders of record on December 3rd. That quarterly dividend, added to future equal payouts equals $1.20 annually and yields 14.76% per yesterday's $8.13 closing price. 

Qiwi PLC (QIWI) has paid variable quarterly dividends since June 20, 2013. That will come to 18 years in June.

QIWI Returns

Adding the $1.20 annual estimated QIWI forward-looking dividend to my $1.87 price upside estimate shows a $3.07 potential gross gain, per share, to be reduced by any costs to trade QIWI shares.  

At yesterday's $8.13 price per share, a little under $1000 would buy 123 shares.

A $10 broker fee (if charged) would be paid half at purchase and half at sale and might cost us about $0.08 per share.

Subtract that maybe $0.08 brokerage cost from my estimated $3.07 gross gain per share results in a net gain of $2.99 X 123 shares = $367.77 for a 36.76% net gain on a $999.99 investment.

So it is that Qiwi PLC (QIWI) shows a possible 36.76% net gain including a 14.76% forward estimated dividend yield. 

Over the next year at this time, a $1000 investment in Qiwi PLC  (QIWI) could generate $147.60 in cash dividends alone. Note that a single share of QIWI stock bought at yesterday's closing price was $8.13. Therefore, QIWI's share price is over eighteen times less than the dividend income from $1000.00 invested. So, by my dogcatcher ideal, now is a prime time to pick up Qiwi PLC  shares. The estimated next-year dividend from $1K invested is 18.155 times QIWI's single share price. Consider yourself alerted. It's a sign!  

All of the estimates above are speculation based on the past history of Qiwi PLC  (QIWI). Only time and money invested in this stock will determine its market value.