H&R Block Inc, known by the ticker symbol HRB, is a mid-cap Personal Services Company in the consumer cyclical business sector. This is my first report on HRB for my Viital stock portfolio. I last reviewed HRB on August 27th when I chose it as my 51st pick for my Vista portfolio (my sixth).

H&R Block Inc provides income tax return preparation services, digital do-it-yourself tax solutions, and other services related to income tax preparation to the general public primarily in the United States, Canada, and Australia. 

The company mainly prepares tax returns for customers within the United States through its company-owned offices, franchise locations, and online tax software. 

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The vast majority of H&R Block's offices are located in the U.S. The company derives most of its total revenue from U.S.-assisted tax preparation fees. Revenue from franchise and product royalties and digital do-it-yourself tax solutions is also relatively significant.

Further, it offers small business financial solutions through its company-owned or franchise offices, and online. 

The company was founded in 1955 and is headquartered in Kansas City, Missouri.

Three key data points gauge any dividend equity or fund such as H&R Block Inc (HRB):

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether any company has made, is making, and will make money. 

HRB Price

H&R Block's price per share was $25.48 as of yesterday's market close. One year ago its price was $19.00. Thus, HRB's share price rose over 34% in the past year.

If H&R Blocks stock trades in the range of $16.00 to $28.00 this next year, its recent $25.48 share price could rise by $1.02 to reach $26.50 by November 26, 2022. My estimate is $0.33 over the median of the six analyst estimates who cover H&R Block Inc for brokerages.

HRB Dividends

H&R Block's most recently announced quarterly dividend of$0.27 will pay out on January 3rd to shareholders of record December 3rd. The compounded annual payout of $1.08 yields 4.24% per yesterday's $25.48 closing price. 

H&R Block Inc (HRB) has paid quarterly dividends increasing generally annually since October 1986. That is 35 years of increasing payouts. 

HRB Returns

Adding the $1.08 annual estimated HRB forward-looking dividend to my $1.02 price upside estimate shows a $2.10 potential gross gain, per share, to be reduced by any costs to trade HRB shares.  

At yesterday's $25.48 price per share, a little under $1000 would buy 39 shares.

A $10 broker fee (if charged) would be paid half at purchase and half at sale and might cost us $0.26 per share.

Subtract that maybe $0.26 brokerage cost from my estimated $2.10 gross gain per share results in a net gain of $1.84 X 39 shares = $71.76 for a 7.19% net gain on a $968.24 investment.

So it is that H&R Block Inc (HRB) shows a possible 7.19% net gain including a 4.24% forward estimated dividend yield. 

Over the next year at this time, a $1000 investment in H&R Block Inc (HRB) could generate $42.40 in cash dividends alone. Note that a single share of HRB bought at Wednesday's closing price was $25.48! Thus, H&R Block Inc (HRB) share price is $17.92 less than the dividend income from $1000.00 invested. Thus, according to my dogcatcher ideal, now is a prime time to pickup H&R Block Inc shares. The estimated next-year dividend from $1k invested is nearly$17 over the single share price. Consider yourself alerted. It's a sign! Now maybe a prime time to buy H&R Block Inc (HRB) shares.

All of the estimates above are speculation based on the past history of H&R Block Inc (HRB). Only time and money invested in this stock will determine its market value.