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Assicurazioni Generali (ARZGF) as a financial services company, offers life insurance, general insurance, and asset management. While the company is listed in Italy, France and Germany are also key markets for the business.

Germany is the company's second-largest life market by quite some margin, and this is a market that carries a high proportion of traditional products with guarantees.

The company was formerly known as Assicurazioni Generali Austro-Italiche and changed its name to Assicurazioni Generali S.p.A. in 1848. Assicurazioni Generali S.p.A. was founded in 1831 and is headquartered in Trieste, Italy.

Three key data points gauge Assicurazioni Generali or any dividend-paying firm.

The key three are:

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether any company has made, is making, and will make money.

ARZGF Price

Over the past year, ARZGF's share price grew just over 29.3% from $20.41 to $25.15 as of Monday’s market close.

If ARZGF shares trade in the range of $20 to $35.00 this next year, its recent $25.15 share price might rise to $26.35 by next year. Of course, ARZGF’s price could drop about the same $1.20 estimated amount or more.

My annual upside estimate of $1.20 however, reflects nearly the average of ARZGF annual price gains over the past 12 years.

ARZGF Dividend

Assicurazioni Generali has paid variable annual dividends for the past sixteen years.  ARZGF’s most recent dividend of $1.39 was declared March 12th for shareholders of record on May 20th and paid, on May 22nd.

A forward-looking $1.39 annual dividend yields 5.53% at Monday’s $5.15 share price.

ARZGF Returns

To put it all together, add the Assicurazioni Generali projected annual dividend of $1.39 to the estimated price upside of $1.20 to get a $2.59 estimated gross gain for the coming year.

At Friday’s $25.15 share price, a little over $1000 would buy 40 shares.

A $10 broker fee (if charged), paid half at purchase and half at sale, would cost us $0.25 per share.

Subtracting that unlikely $0.25 brokerage cost from the $2.59 estimated gross gain reveals a net gain of $2.34 X 40 shares = $93.60 for about a 9.3% estimated net gain on the year.

You might choose to pounce on Assicurazioni Generali. It is a 193-year-old dividend-paying Italian-based insurance and financial firm that has a 16-year track record of paying dividends. Furthermore, the $55.30 estimated dividend income from $1k invested is about 2.2 times greater than ARZGF’s recent $25.15 share price.

The exact track of ARZGF’s upcoming future price and dividend will entirely be determined by market action.

Remember the true value of any stock is best realized through personal ownership of shares.

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