A portfolio of stocks I've been building since September 3, 2019, named Volio, will eventually hold 52 dividend dogs. Volio is the fifth portfolio I've built (at a one dividend dog per-week pace) since 2014. Five portfolios = V for Volio!

Today I'm reviewing the second of five financial services sector stocks poised to join my Volio folio this week. This could be my fortieth pick for Volio!

That financial sector includes twenty industries ranging from Asset Management to 8 kinds of Banks, Credit, Exchanges, 6 kinds of Insurance, Savings, and all such financial concerns.

My subject today is a mid-cap property and casualty insurance company named, Cincinnati Financial Corp. Its trading ticker symbol is CINF. This is my first report on Cincinnati Financial Corp for this Volio portfolio.

Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums.

A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States.

Cincinnati Financial also offers leasing and financing services. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.

Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

I use three key data points to gauge dividend equities or funds like Cincinnati Financial Corp:

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether a company has made, is making, and will make money.

CINF Price

Cincinnati's price per share closed at $59.61 yesterday. A year ago their price was $99.57. Price fell $39.96 or a little over 40% last year.

Assuming Cincinnati's stock trades in the range of $40 to $80 this next year, its recent $59.61 price might rise by $5.39 to reach $65.00 by June 2, 2021.

CINF Dividends

Cincinnati's most recent declared quarterly dividend was $0.60 payable July 15th. That $0.60 Q dividend equates to $2.40 annually and yields 4.03% at yesterday's $59.61 share price.

CINF Gains?

Adding the $2.40 annual estimated dividend to my $5.39 optimistic estimate of Cincinnati's price upside shows a $7.79 potential gross gain, per share, to be reduced by any costs to trade those shares.

Put little over $1,000.00  today in Cincinnati Financial Corp shares at their $59.61 price, buys 17 shares of CINF stock.

A $10 broker fee paid half at purchase and half at sale could cost about $0.59 per share.

Subtract that $0.59 brokerage cost from my estimated $7.79 gross gain per share results in a net gain of $7.20 X 17 shares = $122.40 for a 12.2% net gain on a $1,013.37 investment.

Cincinnati Financial Corp shows a possible 12.2% net gain including a 4.03% dividend yield. It could be more, it could be less.

The above speculation is based on past performance and supposition. Only time and money invested will tell if Cincinnati Financial Corp is worth it.