1. When you want to change a habit, or create a new one, focus on the system, not just the goal.
2. You always have the right to say yes or no; you have to be free to say No before you can be free to say Yes.
3. Coming to the end of your past, even resolving emotional issues isn’t enough; you have to have a purpose, a dream, in order to give hope a blueprint.
4. Have a “big picture” of your money story to bring into focus whenever necessary.
5. Distinguish need from want.
6. Establish priorities.
7. Disengage from “what might have been.”
8. Seek out suggestions, critique, and advice.
9. Recognize that there are few true emergencies in life.
10. What you decide to accept undergoes a change.
11. The current moment has its own needs.
12. To establish a goal, ask yourself, “What is good enough?”
13. The past may not be the best or the more relevant context in which to understand the present.
14. The capacity to endure uncertainty is the essence of growth.
15. Not only can you change, you can also choose how you change.
16. Growth and change involve their own mourning.
17. The only familiar territory is behind you.
18. Our outcomes are always consistent with our theories.
19. Align internal and external goals: needs and ideals with strategies and goals.
20. Know what reaching a goal will do and what it won’t.
21. You’ll never do anything important that will feel comfortable in the beginning.
22. Trying to change your past is not change, as it will always be the way it was.
23. Decisions always limit some choices while expanding others.
24. You suffer most from your anticipations, and limit yourself most by your assumptions.

Excerpted from YOUR NEW MONEY STORY: The Beliefs, Behaviors, and Brain Science to Rewire for Wealth by David Krueger MD, just released by Rowman & Littlefield, NewYork / London