Image Source: Unsplash

We’re in a market that wants you to chase risk. Tech is flat, consumer discretionary is negative, and everyone’s waiting for the next headline to move the needle. But let me ask you—are you looking for actual risk-free rates of return, or are you just hoping something sticks?

Today, I’m zeroing in on what I’ll call “relatively risk-free rates of return”—and right now, the 10-year treasury yield is sitting at 4.23%. 

The question is, can you match or beat that with smart positioning in dividend stocks, while the crowd is distracted?

Most aren’t even watching this. They’re missing that utilities are rising (flight to safety, anyone?), basic materials are up, and tech—the old market leader—isn’t doing anything. 

This is when you want to find those dividend stocks that pay, quarter after quarter, even if prices go nowhere.

Here’s what I’m looking at:

• UNH, way down at year-lows. It’s not about catching a falling knife—it’s about getting paid to wait. Premiums are fat, and if this is the bottom, you’re getting paid twice—once on the put, once on the dividend.
• KMI, where I’m seeing a setup for 30% annualized just selling puts. If I get assigned, my cost basis drops, and now that 4% dividend looks a whole lot bigger.
• CVS and EPD—one gives you a 9% safety net when you combine the put premium and the dividend. The other? 7% yield, but the real trick is knowing how to get paid without getting stuck.

But here’s the thing—I’m watching the windows. 

If you aren’t layering in now, before the September rate cut talk, you’re going to be playing catch-up. If there’s no rate cut? Even more money chases safety. That’s where I want to be positioned.

I’m walking through exactly how I’m setting up these trades, where I want to get assigned, and how I’m stacking returns—even when the market is “mixed.” If you aren’t prepared, you’re just hoping for luck.

Video Length: 00:10:56

More By This Author: