Current Report: OneMain Holdings May Gain 12.6% Next Year

OneMain Holdings Inc (OMF) was founded in 2013 and is headquartered in Evansville, IN.

The company originates, underwrites, and services personal loans, primarily to non-prime customers.

Three key data points gauge OMF (or any dividend-paying entity):

(1) Price 

(2) Dividends

(3) Returns

Those three keys also indicate if any company has made, is making, and will make money.

OMF Price

OneMain’s single-share price rose $0.17 or .03% in the past year, from $56.19 to $56.36 per Monday’s opening market report.

Fifteen analysts cover the stock. The median of their one-year target estimates showed a $12.29 price gain ahead.

However, OMF’s past ten years' price progression from $27.26 to $56.36 shows an average annual gain of about $2.91 as a prediction for the coming year’s returns. Let’s use that number.

OMF Dividends

OneMain Holdings Inc. has paid variable quarterly dividends since March 2019; those Q dividends have been spoked by periodic special dividends in 2019, 2020, and 2021.

The most recent Q dividend of $1.05 was paid August 14th, 2026 (to shareholders of record August 10th), yielding $4.20 or 7.47% annually (per Tuesday’s opening market report)  

OMF Returns

Putting it all together, as of October 6th, a possible OneMain Holdings net gain of $7.11 was projected. 

To get there, our $2.91 per share averaged annual price gain was added to the $4.20 presumed forward-looking annual dividend to make that $7.11 gross gain. 

A little over $1000 invested in OMF at Tuesday’s $56.36 opening share price would buy 17.75 shares which multiply the hypothetical $7.11 gross gain to $126.15 for the coming year, or 12.6%.

A dividend dogcatcher rule is to only buy initial shares of a dividend stock that pays an annual dividend (from $1000 invested) that is greater than the cost of one share.

OneMain Holdings’ projected annual dividend from $1K invested is $74.70, and that annual dividend proves to be about 1.33 times more than its recent $56.36 single-share price. 

The exact track of OneMain Holdings’ future share price and dividend will entirely be determined by market action and company finances.  

Remember, the best way to track stock performance and dividend payments is through direct ownership of company shares.