Jim Blankenship Blog | Talkmarkets | Page 1
Financial Services

Through intensive study, Jim has become an expert in working with IRAs and other retirement plans.  In addition, Jim has taken the extra steps to become an Enrolled Agent, which means that he is enrolled to practice before the IRS.  Adding to these specialties, Jim is an expert in ... more

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Splitting Inherited IRAs
In the case of an inherited IRA, splitting it often is desirable in order to better accommodate a distribution plan after the primary owner dies.
Why We Include Real Estate In Investment Portfolios
REITs are like a mutual fund of real estate holdings, primarily commercial real estate holdings.
Problems And (Proposed) Solutions For 401k Plan
The 401k plan has been under a great deal of scrutiny lately, with quite a few proposals being offered to “fix” the system.
The Equity-Indexed Annuity
If you’re anywhere near retirement age, or if you’re in retirement, chances are you’ve had an Equity-Indexed Annuity (EIA) pitched to you.
Roth IRA Conversion Strategy – Fill Out The Bracket
One strategy to consider as you think about making Roth IRA conversions is the idea of “fill out the bracket”.
2018 Form 1040: Say Hello To My Little Friend
The long-awaited 2018 Form 1040 has been finalized by the IRS. Here is what's different...
IRAs And Blended Families
In today’s society, the historically “traditional” family is becoming less and less commonplace apparently as many as 50% of all children under age 13 are currently living with one biological parent.
What Can You Do To Save If You Have No 401k?
Turns out there are several things you can do to save with no 401k.
Don’t Invent Income!
Seems like a no-brainer – why would anyone want to invent income? That just means you’ll have to pay tax, right?
Eligible Rollover Distributions (ERDs)
Only Eligible Rollover Distributions, or ERDs, can be rolled over, according to the IRS.
Designated Roth Account (Roth 401k) Distributions
If you roll over your Designated Roth 401k account balance to a Roth IRA, RMDs no longer apply.
Calculating The Social Security Retirement Benefit
There are three factors that go into calculating the Social Security retirement benefit – your PIA, your FRA, and the age you are when you start receiving benefits.
IRAs Do Not Pass Through Your Will
When you assign a beneficiary for your IRA account, you are effectively bypassing any outside action against that account, including your will – assuming that the beneficiary assigned is appropriate.
Social Security’s PIA – What Is This?
The Primary Insurance Amount (PIA) is the projected amount of Social Security retirement benefits that you will receive if you file for benefits at exactly your Full Retirement Age – FRA, in Social Security Administration parlance.
Designated Roth Accounts ( Roth 401k Or Roth 403b)
Designated Roth Accounts or Roth 401k are simply 401k plans that allow employees to designate all or part of their elective deferrals as qualified Roth 401k contributions.
Social Security: Average Indexed Monthly Earnings (AIME) Explanation
One of the key components that the Social Security Administration uses to calculate your Social Security retirement benefit is called the Average Indexed Monthly Earnings, or AIME.
1 to 16 of 44 Posts
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