Chris Skinner Blog | The Finanser’s Week: 15th April – 21st April 2019 | Talkmarkets
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Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling book more

The Finanser’s Week: 15th April – 21st April 2019

Date: Sunday, April 21, 2019 11:04 PM EDT

The main blog headlines are …

Will a global platform connect all of our money?

When I talk about FinTech, I often reflect on the first time I encountered what I would, today, call a truly FinTech firm. It was on March 30, 2005, and a newly formed firm presented at the Financial Services Club an idea. The idea was …

Why Chinese TechFin is the exception and not the rule

I picked up an interesting article from Reuters, about how Asian technology firms are moving into banking in a different way to Europe or America. The article says that Amazon and Alphabet / Google are far more interested in serving banks with cloud and advertising, …

Are these $1 billion start-ups Unicorns or Leprechauns?

Someone said to me recently that most tech Unicorns are more like Leprechauns. A Leprechaun is also mythical and magical but, rather than delivering riches, it just promises riches at the end of a rainbow you never reach. In other words, most Unicorns are offering …

And the top news headlines this week are …

Deutsche Bank faces action over $20bn Russian money-laundering scheme – The Guardian

Exclusive: in confidential internal report seen by the Guardian, bank says scandal has hurt global brand Germany’s troubled Deutsche Bank faces fines, legal action and the possible prosecution of “senior management” because of its role in a $20bn Russian money-laundering scheme, a confidential internal report seen by the Guardian says.

FCA must adapt to changing technology to regulate City, says chief – The Guardian

Andrew Bailey says more resources needed to upgrade regulations for AI and blockchain The main City regulator fears being left behind by a new wave of technological innovation that could increase the risk of financial firms making bad decisions and going bust, according to its latest business plan. The Financial

How will open banking change retail? – Business Cloud

Using open banking APIs to gain direct access to consumer bank accounts means faster credit, loans and mortgages but what can this new wealth of data mean for retailers?

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