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Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the, as author of the bestselling book more

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And Even If Finance Gets A Brexit Deal, Equivalence Is Not The Answer
An equivalence agreement refers to a financial services agreement negotiated between the EU and a third country, which recognises the regulations of the third country as in compliance with, and therefore equivalent to, the EU’s own.
Big Banks And Big Tech (Not Versus)
Tech giants like Amazon and Alibaba may do a lot of bank-link activities, but they will never move into full-service banking. Here's why...
What Banks Think About Decentralized Finance
Financial technology (FinTech) is changing many facets of finance. These include retail and wholesale payments, financial market infrastructures, investment management, insurance, credit provision, and capital raising.
Big Banks Versus Big Tech... It’s All About The Money
There’s now a funding fight taking place between Big Tech and Big Banks in America. Companies like Amazon, Google and Facebook are moving into their space and and may now be tipping the scales.
Innovation? Humbug!
Bill Gates said in the early 1990s that “we need banking but we don’t need banks anymore”. He was wrong.
EC "We’re Just A Technology Company That Happens To Have A Banking License"
Many banks say it these days, and they say it to be cool. To be like a young, FinTech unicorn. And I don't like it.
The Diversity Of Financial Technologies
FinTech is doing amazing things in the EU and USA but, when I dig underneath the surface, 99% of what we’re doing in EU and America is taking the old world of banking products and services and making them cheaper, faster and better with technology.
Fintech’s Lies, Damned Lies And Statistics
I often quote numbers in my presentations and get pretty annoyed if they’re wrong. Yet, I constantly see conflicting and incorrect statistics officially reported in the media and throughout the web.
When Will The FinTech Bubble Burst?
Reading about FinTech unicorns and pizzas worth $80 million, you would think that the world was bubbling over with wealth. But not all is at it seems; will the FinTech bubble burst?
If Facebook Launches A Cryptocurrency, Will The US Government Shut It Down?
The media focus on Facebook payments is ramping up after The Wall Street Journal reported on May 2 that Facebook is recruiting dozens of financial firms and online merchants to help launch its cryptocurrency network.
Five Phases Of FinTech (2005-2027)
Three years ago, I blogged about three phases of FinTech. Three years later, I can expand on that theme and talk about five phases of FinTech.
Are You In Banking Or Technology?
Money is a key control factor in our lives, but technology is not.
Digital Banks Look More Like Big Tech And Vice Versa
Many of the banks that are committed to digital are getting their bankers on training courses in Python, and they are advertising new jobs with titles of data engineer and data scientist.
From Innovation Theatre To Real Innovation
Just before the financial crisis hit, innovation was big on the banks’ agendas.
Are You Pulling My Blockchain?
Governments, financial institutions and corporations are going to have to agree what they want a blockchain for, how it is going to work and the management and method of its implementation before it can succeed..
When Does Digitalisation Stop?
Technology and industry never stops. It keeps progressing and changing. That is why digital will never stop. It will just keep developing and changing.
1 to 16 of 48 Posts
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