Contributor's Links: The Finanser

Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling book more

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Coronavirus: From Lockdown To Bailout Oh, And The Issue Of Financial Exclusion
Financial exclusion in Europe is estimated to be between 10% and 12% and, if focusing on the bottom of the income distribution, between 14% and 22%.
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Is Fintech Getting It Wrong? Focus On Needs And Wants
I’ve written a huge amount of words about building a digital bank, but these musings made me go back to the whiteboard and start again. What would I do if I were launching a digital bank today?
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This Is No Black Swan (Part Two)
The World Bank simulated the economic impact of a pandemic back in 2008. In their most severe scenario – a repeat of the Spanish flu of 1918 – they estimated a global economic impact of -4.8% of GDP.
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What Happens If Consumers Stop Consuming?
With people losing their jobs left, right and center, no savings and an incredibly uncertain future, who’s going to be running out and spending?
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This Is No Black Swan
Suddenly shuttering branch doors, closing head office and asking staff to stay at home, became the modus operandi for all. This is something that no major financial institution had planned for, but my question is: why?
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Banking Is Not About Relationships - It’s About Secrets
I’ve heard all my life about relationship management and the idea that, at the heart of banking, it’s all about relationships.
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STOCKS I FOLLOW

AAPL Apple Inc.
FB Facebook Inc
GOOGL Google (A shares)
NFLX Netflix Inc.
OIL iPath B S&P GSCI Crude Oil TR ETN
USO United States Oil Fund, LP

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PERSONAL BLOG

Latest Posts
The Finanser’s Week: 20th January 2020 – 26th January 2020
The news from the past week that you shouldn't miss.
The Finanser’s Week: 15th April – 21st April 2019
The week's main blog headlines...
Dubai: Cutting Edge Or Bleeding Edge?
I was surprised when I was planning a trip to Dubai recently, and found a number of anomalies.

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The Finanser
Chris Skinner