How many of us can give a comprehensive explanation of debt?

How many of us look beyond the attractiveness and convenience of debt to it's ugliness and bondage?

Let's consider debt from the radical viewpoint of a thoughtful, realistic, responsible, and honest consumer...

Debt is the irresistible pleasure of present consumption subtracted from the pleasure of income to be realized over a vague and endless future.

Debt is the illusion of wealth.

Debt is a self-extending mortgage on physical, mental, emotional, and financial health.

Debt, according to Tennessee Ernie Ford, is to "owe your soul to the company store."

Debt is a sly and unprincipled way of getting our grandchildren and great-grandchildren to tolerate austerity so we can consume more than the Joneses.

Debt is said not to matter...and it doesn't matter ... to the spender, or to one who can create money.

Debt makes things happen sooner than present resources allow.

Debt is based on the unverifiable assumption that future wealth will be greater than that of the present.

Debt has, as a silent hope, the possibility of something for nothing.

Debt is suspension of belief in the Universal Law of Cause and Effect.

Debt, sold on the "easy payment plan" is a cunning deception.

Debt is a velvet glove...with an iron fist inside.

Debt lets one be "King or Queen for a day"... and a prisoner for life.

Debt is servitude--self-imposed subjection.Slavery.

Debt makes taskmasters of lenders.

Debt is what follows the selling of the "sizzle."

Debt is a false promise...an eleven-inch measure of prosperity.

Debt promises, but never delivers, carefree living.

Debt is the sword suspended over the neck.

Debt today destroys tomorrow's peace of mind.

Debt can never be the King that Cash is.

Debt problems will explode when a cash-strapped government replaces cash with electronic digits.

Debt testifies to pretension.

Debt is never sold as a difficulty and hardship.

Debt enriches the purveyors of debt at the expense of those who can't afford it, producing income inequality and a social underclass.

Debt is the high price paid in addition to the purchase price.

Debt, Irresponsibility, Default, and Bankruptcy are best friends.

Debt is not only a financial problem, but a moral one...honestly.

Debt forces debtors into defensive, apprehensive living.

Debt, whether personal or national, disallows stability and security.

Debt, unchecked, becomes a Ponzi Scheme that must increase debt 

in order to pay interest on prior debt.

Debt is the can that keeps getting kicked instead of getting paid.

Debt ultimately reduces economic activity, wellbeing, and the standard of living.

Debt impoverishes.