Author, Owner of The Psy-Fi Blog

Tim Richards is a blogger, researcher and advocate of behavioral finance.  He owns the Psy-Fi Blog, a sideways look at psychology and finance.

Mr Richards is also the author of The Zeitgeist Investor. In 'The Zeitgeist Investor: Unlocking ... more


Forecasts? I Haven't Got A Clue
We predict things all the time, we can't help ourselves. And in the small world that constitutes our immediate bubble of experience, those predictions may have some validity. But in the big world that we inhabit they often don't.
Cursed By Momentum
Although most investors have no edge on the market there's a proportion of them that persist in trading actively, the main effect of which is to enrich their brokers.
Bias In Action
The recent sharp correction in markets has clearly surprised a lot of investors.
Putting Pro-Innovation Bias On The Blockchain
Blockchain is most commonly associated with Bitcoin but is, in fact, a separate innovation upon which the world's least efficient payment system is built.
Unbanked But Not Unwise
This disengagement has allowed banks to engage in practices that make the behavior of the alternative lenders, who aren't exactly a byword for benevolence, look positively altruistic.
Age Makes You Happier - And Poorer
The age related positivity effect predicts that people of seventy and above will generally avoid any news that contradicts their existing opinions and will make increasingly poor decisions based on outdated or biased information.


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Latest Posts

Work Experience

Psy-Fi Blog
February 2009 - Present (11 years 2 months)
A sideways look at psychology and finance



The Zeitgeist Investor
Tim Richards
Endeavour Press
Are markets rational? Investors once believed that armed with charts, balance sheets and profit forecasts they could work out where the market would be next year and the year after. But after the financial crash of 2008, most experts have come to believe that what really drives the markets is psychology. And nobody can make money as an investor unless they understand what drives them emotionally - and what drives the market. In 'The Zeitgeist Investor: Unlocking The Mind of the Market' acclaimed financial blogger Tim Richards shows how the new science of psychological investing can explain the repeating patterns of stock-market history. In a concise, tightly argued e-book, he analyses the great cycles of the markets to discover what really drove the great booms and busts of the past.