The portfolio of stocks I started building September 8, at a one stock per week pace for the next year, is named Vista.  I will select the 22nd stock for Vista this weekend. Vista is the sixth portfolio I've built (at a one-dividend-dog per-week pace) since 2014. Six portfolios = VI for Vista!

Vista is planned to Look Ahead for Outstanding, Proven, Dividend Winners. (Like Aristocrats)

Today we look at a small-cap regional banking company named Northwest Bancshares Inc. Its trading ticker symbol is NWBI.  This is my second report on Northwest Bancshares Inc for this portfolio. We discussed it back on November 24.

Northwest Bancshares Inc is a stockholding company for Northwest Bank. 

Northwest Bank is a Pennsylvania  stock savings bank and community-oriented financial institution offering personal and banking business solutions, investment managements, and trust services and insurance products. 

It also offers consumer finance loans through a wholly owned subsidiary. The bank's loan portfolio segment consists of personal banking and business banking loans. Personal banking includes residential mortgages, home equity loans, and other consumer loans. Business banking loans consist of commercial real estate loans and commercial loans. 

'Net interest income is the company's primary contributor to revenue.

As of December 31, 2019, it operated 181 community-banking locations in central and western Pennsylvania, western New York, and eastern Ohio.

Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Warren, Pennsylvania.

I use three key data points to gauge dividend equities or funds like Northwest Bancshares Inc (NWBI):

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether a company has made, is making, and will make money. 

NWBI Price

Northwest's price per share closed at $12.75 Friday. A year ago its price was $15.72 Price fell $2.97 or about 19% last year. 

If Northwest's stock trades in the range of $9 to $19 this next year, its recent $12.75 price might rise by $1.25 to reach $14.00 by February 1, 2022. 

NWBI Dividends

Northwest's most recently declared quarterly dividend was $0.19 payable February 15th,. Dividends are estimated to total $0.76 per share annually and yield 5.96% at Friday's $12.75 closing price.

NWBI Gains?

Adding the $0.76 annual Northwest Bancshares Inc anticipated dividend to my $1.25 most optimistic price upside shows a $2.01 potential gross gain, per share, to be reduced by any costs to trade the shares.  

Put little under $1,000.00 today in Northwest Bancshares Inc at $12.75 per share and we'd buy 78 shares of NWBI stock.

A $10 broker fee (if charged) paid half at purchase and half at sale might cost us about $0.13 per share.

Subtract that maybe $0.13 brokerage cost from my estimated  $2.01 gross gain per share results in a net gain of $1.88 X 78 shares = $146.65 for a 14.7% net gain on a $994.50 investment.

Northwest Bancshares Inc (NWBI) shows a possible 14.7% net gain including a 5.96% dividend yield. It could be more, it could be less.  

All of the estimates above are speculation based on the past history of Northwest Bancshares Inc (NWBI).  Only time and money invested in this stock will determine its worth.