Welcome back to a new trading week. Earning season is starting to heat up, and all eyes are on IBM as they report their first quarter results after the close today. In this blog we’ve got you covered with 10 essential morning reads.

1. About 52% of all Americans are not investing in the stockmarket. This means that more Americans are out of the market than in it (Moneybeat).

2. Pimco, the world’s most prominent bond investor, says the 30-year Bund yield could sink to zero (Also, Moneybeat).

3. The biggest threat to your portfolio (thereformedbroker).

4. Societe Generale warns oil bulls for contango and advises to buy oil-related equities and currencies including the Canadian dollar or Mexican peso (Bloomberg).

Speaking of commodities: check out our new Commodity Report with a brand new stock tip. We present you with the best nickel producer in the world and rest assured, we do not take that statement lightly!

5. Greece’s Fiscal Odyssey: 11 acts toward a Greek Tragedy, by Mohammed El-Erian (Bloomberg View).

6. Going for growth: Why Europe’s stock rally has a long road ahead (CNBC).

7. China’s securities regulator said it will expand the number of equities that incestors can short sell to increase supplies on the nation’s bourses amid the continued surge in stock prices  (China Daily).

8. With the earning season heating up, earnings aren’t looking really good for US corporations.

Things will turnaround though, in late 2015 according to James Swanson (MFS).

9. The real reason oil has dropped…. Are fossil fuels losing the race against electric cars? (Bloomberg).

10. What stock bubble? Biotech has more room to run.