50-Year Mortgages Won’t Make Housing More Affordable

By Connor O'Keeffe of The Mises Institute
Thursday, November 13, 2025 4:10 PM EST

white and red wooden house miniature on brown table

Image Source: Unsplash


President Trump has proposed a 50-year mortgage for new homebuyers, ostensibly to make housing more affordable. Actually, this financial instrument will make housing more costly and do nothing to address the root of this entire problem: the artificial housing shortage.


Video Length: 00:05:50

More By This Author:

Innovation Is Not The Key Driver Of Economic Growth
Silver: Manipulation Or Fundamentals?
Stablecoins: The U.S. Dollar’s Unexpected Lifeline

Mises Institute is a tax-exempt 501(c)(3) nonprofit organization. Contributions are tax-deductible to the full extent the law allows. Tax ID# 52-1263436.

Note: The views expressed on Mises.org ...

more
How did you like this article? Let us know so we can better customize your reading experience.

Comments

Leave a comment to automatically be entered into our contest to win a free Echo Show.
Archer Collins • 1 hour ago • Member's comment
If you're going to live in your home for fifty more years, you need to make a plan for bathroom accessibility. Installing a walk-in tub or barrier-free shower is a great way to prevent the kind of serious fall that could send you to the emergency room.

https://www.enidbathroomremodeling.com/