50-Year Mortgages Won’t Make Housing More Affordable

By Connor O'Keeffe of The Mises Institute

Austrian Economics • Nov 13, 2025 at 4:10 PM EST

President Trump has proposed a 50-year mortgage for new homebuyers, ostensibly to make housing more affordable.

white and red wooden house miniature on brown table

Image Source: Unsplash

President Trump has proposed a 50-year mortgage for new homebuyers, ostensibly to make housing more affordable. Actually, this financial instrument will make housing more costly and do nothing to address the root of this entire problem: the artificial housing shortage.

Video Length: 00:05:50

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