SoFi Technologies Stock Forecast 2025: Up To 112% Growth

The company that was valued at $5.7 billion in May of 2020. Then, it was valued at $8.65 billion by January 2021.

With more products offered to its users, it's less likely they leave for competitors.

What's the move with its stock?

It's hard to say that SoFi is a "buy now" stock for a couple of reasons.

Shares are trading at an absurd valuation. The average price/sales ratio for a tech stock right now is 5.22. SoFi's stock is trading foolishly high at 24.7 times sales.

There's also the problem of competition. Success breeds it and will make it more difficult to continue growing at the current triple-digit percentage rate. Bigger banks are going to adjust and begin offering similar products to keep up with consumer wants and needs.

While SoFi has a loyal userbase, it's simply not big enough to compete with other fintech giants and banks.

This doesn't mean you should write off SoFi altogether. The business model is still unique, and its stock has incredible potential; some analysts have gone as far as to say it could 10x by 2025.

Keep an eye on it in the coming months. It'll be worth seeing how the market reacts to its potential approval for a bank charter, or how growth sustains on the app once other banks begin offering a similar set of options.

A more conservative average target high/low for September 2025 should land around $34.56 or $31.60.

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Dean Gilmore 1 month ago Member's comment

"A more conservative average target high/low for September 2025 should land around $34.56 or $31.60."

This doesn't sound that promising..but, in one sense it is a 100% jump, but..not what we all hoped for.

Dick Kaplan 1 month ago Member's comment

I never trust in 5 year forecasts.  Anything can happen in such a long time frame. With so many unknown variables, it is impossible to know what will happen.