This week I'm seeking a high-yield and growing stock from the industrials sector. 

That sector includes twenty-three industries all related to designing, fabricating and servicing stuff we want and use. The industrials industries range from aerospace and defense to waste management with all the transportation, business services, and equipment required in between.

Today I'm reviewing a small-cap shipping & ports firm named Ship Finance International Limited. Its trading ticker symbol is SFL.

Ship Finance International Ltd is an international ship owning and chartering company. The company is engaged in transporting crude oil and oil products, dry bulk and containerized cargos, and offshore drilling and related activities.

As of March 26, 2018, it had a fleet of 10 crude oil tankers, 22 dry bulk carriers, 22 container vessels, 2 car carriers, 2 jack-up drilling rigs, 2 ultra-deepwater drilling units, 5 offshore supply vessels, 2 chemical tankers, and 2 oil product tankers. 

The company was founded in 2003 and is based in Hamilton, Bermuda.

I use three key data points to gauge the value of any dividend equity or fund likeShip Finance International Limited (SFL): 

(1) Price

(2) Dividends

(3) Returns

Besides those three, four more keyswill finally unlock an equity or fund in which to invest.

But those first three primary keys, best tell whether a company has made, is making, and will make money. 

SFL Price

SFL'sprice per share was $14.72 at yesterday's market close. A year ago its price was $13.65 for a gain of $1.07 per share.  

Assuming SFL's price will trade in the range of $13 to $16 next year, perhaps that $1.07 gain could be realized in the coming year and move SFL's current $14.72 price to $15.79 by late-August, 2019. 

SFL Dividends

SFL's most recent quarterly dividend was $0.35declared August 22nd and payable September 27th. That dividend was decreased from $0.45 in a year ago,

At it's most recent quarterly pay rate, Brady's 2018 annual dividend is calculated at $1.40 yielding 9.5% at yesterday's closing $14.72 price.

Gains For SFL?

Adding the $1.40 estimated annual dividend to the $1.07 year over year price gain for Ship Finance makes a $2.47gross annual per share gain, which will be reduced by costs to trade the shares.  

A little over $1,000.00 invested today at the $14.72 recent price buys 68 Ship Finance International Limited (SFL) shares. 

A $10 broker fee paid half at purchase and half at sale costs $0.15 per share, subtracting that $0.15 brokerage cost from the estimated $2.47 gross gain leaves a net gain of $2.32 X 68 shares = $157.76 or a 15.75% net gain on a $1,000.96 investment.

Therefore, Ship Finance International Limited , whose trading ticker symbol is SFL, now shows a possible 15.75% net gain including a 9.5% dividend yield. 

Six brokers cover this stock:

Two say "buy" SFL.

Four say SFL is a stock to "hold".

Thus, the analyst consensus recommendation number is 2.3 or "outperform".

The median price target set by those six brokers is $0.86 under the $15.79 year over year price target I named. 

Y Charts also has data on SFL. Y Charts hasrated SFL "neutral" for an overall "Y" rating; it has "excellent" for a Y Charts value score, and "strong" for SFL's fundamental score. Y Charts rated SFL "22.22% over" for aHistoric Valuation score based on a historic $12.05 valuation per share.

So, you could look at all those various numbers this way, Ship Finance International Limited (SFL) has made money, is making money, and could net a 15.75% net annual gain including a 9.5% dividend yield. It could be more, it could be less.

The above speculation is based on past year performance. Actual results remain to be seen. Those results will determine if Ship Finance International Limited (SFL) is worth your time and money.