A portfolio of stocks I'm building, named Ivy, holds 52 dividend dogs. Ivy is the fourth portfolio I've built (at a one dividend dog per week pace) since 2014. Four portfolios = IV!

Today I'm reviewing the third of five materials sector stocks this week striving to become the eighth of nine from that sector to join the Ivy folio.

That materials sector has thirteen industries all related to mining, making, and delivering essential commodities. They are: agricultural inputs; aluminum; building materials; chemicals; coal; copper; industrial metals; steel; paper; silver; specialty chemicals; gold.

Today I'm reviewing a large-cap building materials company named HeidelbergCement AG. Their trading ticker symbol is HDELY. I last reported on Heidelberg March 21, 2019.

HeidelbergCement is one of the world's largest producers of cement, aggregates, and ready-mixed concrete.

The company sold 129 million metric tons of cement, 310 million metric tons of aggregates, 10 million metric tons of asphalt, and 49 million cubic meters of ready-mixed concrete in 2018.

Of its revenue before inter-group eliminations, 26% was generated in Western and Southern Europe, 23% in North America, 17% in Asia-Pacific, 16% in Northern and Eastern Europe-Central Asia, 9% in Africa-Eastern Mediterranean Basin, and 9% by group services.

HeidelbergCement AG was founded in 1873 and is headquartered in Heidelberg, Germany.

I use three key data points to gauge dividend-paying equities or funds like HeidelbergCement AG (HDELY):

(1) Price

(2) Dividends

(3) Returns

Besides those three, several other keys will finally unlock an equity or fund in which to invest.

Those three basic keys, however, best tell whether a company has made, is making, and will make money.

HDELY Price

Heidelberg's price per share closed at $13.35 yesterday. A year ago its price was $15.90. Price fell$2.55 or 16% in the past year.

Assuming Heidelberg's stock trades in the range of $12.00 to $15.00 this year, Heidelberg's recent $13.35 price could rise by $0.65 and go to $14.00 by August, 2020.

HDELY Dividends

Heidelberg's most recent annual dividend is $0.4707 paid May 29th.

That $0.47 A payout generates a yield of 3.53% based on yesterday's $13.35 closing price.

Gains For HDELY?

Adding the $0.47 annual estimated dividend to my $0.65 estimate of Heidelberg's price upside shows a $1.12 potential gross annual gain, per share, which will be reduced by costs to trade those shares.

Say we pay a little over $1,000.00 today at the $13.35 recent stock price, we'd buy 75 HeidelbergCement AG (HDELY) shares.

A $10 broker fee paid half at purchase and half at sale will cost us $0.13 per share.

Subtract that $0.13 brokerage cost from the estimated $1.12 gross annual gain leaves a net gain of $0.99 X 75 shares = $74.25 or a 7.4% net gain on a $1,001.25 investment.

Therefore, HeidelbergCement AG whose trading ticker symbol is HDELY now shows a possible net gain of 7.4% including a 3.53% dividend yield.

No brokers track HeidelbergCement AG (HDELY) stock:

(No argument from that quarter.)

The default consensus score of 3.0 equates to "Hold"

Now we can look at HeidelbergCement AG (HDELY) and see it has made money, is making money, and could net a 7.4% gain including a 3.53% dividend yield. It could be more, it could be less.

The above speculation is based on past year performance. The actual results remain to be seen to learn if HeidelbergCement AG (HDELY) is worth your time and money.