A portfolio of stocks I've been building since September 3, 2019, named Volio, will eventually hold 52 dividend dogs. Volio is the fifth portfolio I've built (at a one dividend dog per-week pace) since 2014. Five portfolios = V for Volio!

Today I'm reviewing the third of five financial services sector stocks poised to join my Volio folio this week. This could be my fortieth pick for Volio!

That financial sector includes twenty industries ranging from Asset Management to 8 kinds of Banks, Credit, Exchanges, 6 kinds of Insurance, Savings, and all such financial concerns.

My subject today is a large-cap life insurance company named, Aflac Inc. Its trading ticker symbol is AFL. This is my first report on Aflac Inc for this Volio portfolio.

Aflac Inc offers supplemental health insurance and life insurance in the two largest insurance markets in the world, the U.S., and Japan.

In addition to its cancer policies, the company has broadened its product offerings to include accidents, disability, and long-term-care insurance. It markets its products through independent distributors, selling most of its policies directly to consumers at their places of work.

The company was founded in 1955 and is headquartered in Columbus, Georgia.

I use three key data points to gauge dividend equities or funds like Aflac Inc:

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether a company has made, is making, and will make money.

AFL Price

Aflac's price per share closed at $37.01 yesterday. A year ago their price was $52.43. Price fell $15.32 or a little about 29.4% last year.

Assuming Aflac's stock trades in the range of $20 to $50 this next year, its recent $37.01 price might rise by $2.99 to reach $45.00 by June 3, 2021.

AFL Dividends

Aflac's most recent declared quarterly dividend was $0.28 paid March 2nd. That $0.28 Q dividend equates to $1.12 annually and yields 3.03% at yesterday's $37.01 share price.

AFL Gains?

Adding the $1.12 annual estimated dividend to my $2.99 optimistic estimate of Aflac's price upside shows a $4.11 potential gross gain, per share, to be reduced by any costs to trade those shares.

Put little under $1,000.00  today in Aflac Inc shares at their $37.01 price, buys 27 shares of AFL stock.

A $10 broker fee paid half at purchase and half at sale could cost about $0.37 per share.

Subtract that $0.37 brokerage cost from my estimated $4.11 gross gain per share results in a net gain of $3.74 X 27 shares = $100.98 for a 10.1% net gain on a $999.27 investment.

Aflac Inc shows a possible 10.1% net gain including a 3.03% dividend yield. It could be more, it could be less.

The above speculation is based on past performance and supposition. Only time and money invested will tell if Aflac Inc is worth it.