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Today we look at a specialty insurance company named Fidelity National Financial Inc. Its trading ticker symbol is FNF. This is my second report on Fidelity National Financial Inc for this portfolio. The previous report was delivered on January 7.

Fidelity National Financial Inc has two business groups: FNF Core Operations and FNF Ventures. 

Core Operations provides title insurance, escrow, and other title-related services. It also provides technology and transaction services to the real estate and mortgage industries. 

'FNF Ventures invests in other companies. It has a majority interest in ABRH, a restaurant company that operates restaurants such as Bakers Square and Village Inn. 

Title insurance premiums comprise close to half of Fidelity's total revenue, and the remaining Core Operations business comprises more than one-third of total company revenue. 

Almost all remaining revenue is from restaurant sales via FNF Ventures' investments. Substantially all of the company's revenue is generated in the United States.

The company was founded in 1847 and is headquartered in Jacksonville, Florida.

Three key data points gauge dividend equities or funds like Fidelity National Financial Inc:

(1) Price

(2) Dividends

(3) Returns

Those three basic keys best tell whether a company has made, is making, and will make money. 

FNF Price

Fidelity's price per share closed at $38.69 yesterday. A year ago its price was $41.24. Price per share has not recovered from the Covid recession, being 6% below the past year's mark. 

If Fidelity National Financial Inc's stock trades in the range of $21 to $50 this next year, its recent $38.69 price might rise by $6.31 to reach $45.00 by February 26, 2022. That's below the company's analyst expectations. 

FNF Dividends

Fidelity's most recently declared quarterly dividend was $0.36 payable on March 31st. Dividends are estimated to total $1.44 per share annually and yield 3.72% at yesterday's $38.69 closing price. It has paid annually increasing dividends for nine years

FNF Returns

Adding the $1.44 annual FNF anticipated dividend to my $6.31 price upside shows a $7.75 potential gross gain, per share, to be reduced by any costs to trade the shares.  

Put little over $1,000.00 today in Fidelity National Financial Inc at $38.69 per share and we'd buy 26 shares of FNF stock.

A $10 broker fee (if charged) would be paid half at purchase and half at a sale and might cost us about $0.38 per share.

Subtract that maybe $0.38 brokerage cost from my estimated  $7.75 gross gain per share results in a net gain of $7.37 X 26 shares = $191.62 for a 19.15% net gain on a $1.005.94 investment.

Fidelity National Financial Inc shows a possible 19.15% net gain including a 3.72% dividend yield. 

Over the next year at this time, a $1000 investment would generate $37.20 in cash dividends. And a single share bought at yesterday's closing price was over $38.00! So, if FNF is your kind of specialty insurance and restaurant holdings investment, the price is where the dividend income from $1,000 invested does not yet exceed the single share price. You might consider setting a buy limit order at $37.00

All of the estimates above are speculation based on the past history of Fidelity National Financial Inc. Only time and money invested in this stock will determine its worth.