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Deutsche Bank AG (DB) in July 2019 announced another restructuring plan hoping to revitalize revenue, reduce costs, and return to profitability.

The largest moving pieces of the new plan were the full exit of global equity sales & trading, the scaling back of its fixed-income business, as well as 18,000 employee reductions until 2022.

The remaining core business segments now include private banking, corporate banking, asset management, and investment banking.

Deutsche Bank Aktiengesellschaft was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

Three key data points gauge DB or any dividend-paying firm.

The key three are:

(1) Price

(2) Dividends

(3) Returns

Those three keys also best tell whether any company has made, is making, and will make money.

DB Price

Over the past year, Deutsche Bank’s share price rose 62% from $10.70 to $17.39 as of Tuesday’s market close.

In the past 10 years, the company’s share price has never been less than $5.48 nor higher than $31.20. (Although back in May 2007 share price hit an all-time high of $119.81.)

If shares trade in the range of $10.00 to $20.00 this next year, the recent $17.38 share price might reach $19.40. Of course, DB price could also drop about the same $2.02 estimated amount or more.

My $2.02 upside estimate is slightly below the average annual share price increase over the past 5 years.

DB Dividend

Deutsche Bank has paid variable annual dividends since June 2000. But suspended dividends from 2018 to 2021. The most recent $0.49 A dividend was declared February 9th, for shareholders of record May 17th, and the dividend was paid May 21st.  A forward-looking $0.49 annual dividend yields 2.81% at Tuesday’s $17.38 closing price.

DB Returns

Putting it all together, a $2.51 estimated one-year gross gain per share shows up by adding Deutsche Bank’s $0.49 estimated annual dividend to the estimated price upside of $2.02, making that $2.51 gross gain amount.

A little over $1000 buys us 58 shares at their $17.38 price.

A $10 broker fee (if charged), paid half at purchase and half at sale, could take about $0.17 per share out of the $2.51 gross gain to give us a net gain of $2.34 X 58 shares = $135.72 for about a 13.4% estimated net gain for the year.

Furthermore, the $28.10 estimated annual dividend income from $1K invested is over 1.5 times more than the $17.38 share price. By these numbers, DB might be an ideal dividend dog at this time.

Thus, you might choose to pounce on DB It is a 154-year-old annual dividend-paying Germany-based diversified bank with a 20-plus recent 3-year record paying annual dividends.

The exact track of DB’s future price and dividend will entirely be determined by market action.

Remember the true value of any stock is best realized through personal ownership of shares.

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