A portfolio of stocks I've been building since September 3, 2019, is named Volio. It will eventually hold 52 dividend dogs. Volio is the fifth portfolio I've built (at a one dividend dog per-week pace) since 2014. Five portfolios = V for Volio!

Today I'm reviewing the first of five financial services sector stocks striving to join my Volio folio. This could be my thirtieth pick for Volio!

That financial services sector includes twenty industries ranging from Asset Management to 8 kinds of Banks, Credit, Exchanges, 6 kinds of Insurance, Savings, and all such financial concerns.

My subject today is a large-cap financial conglomerate company named, SBI Holdings Inc Their trading ticker symbol is SBHGF. This is my second report on SBI Holdings Inc.

SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance.

Operations are divided into financial services, asset management, and biotechnology-related business.

Many of the traditional financial offerings fall under the financial services arm and include housing loans and foreign exchange margin trading in addition to the primary banking and insurance businesses.

Under the asset management business, the group invests in Japanese and international venture companies that operate in IT, biotechnology, environment/energy, and finance.

Aside from financial services, cosmetics, health foods, and drugs are developed by subsidiaries in the biotech-related business.

The company was formerly known as Softbank Investment Corporation and changed its name to SBI Holdings, Inc. in July 2005.

SBI Holdings, Inc. was founded in 1999 and is headquartered in Tokyo, Japan.

I use three key data points to gauge dividend equities or funds like SBI Holdings Inc:

(1) Price

(2) Dividends

(3) Returns

Besides those three, several other keys will finally unlock an equity or fund in which to invest, or not.

Those three basic keys, however, best tell whether a company has made, is making, and will make money.

SBHGF Price

SBI's price per share closed at $12.10 Friday. A year ago their price was $21.72. Thus, in the past year, their market price dropped $9.62 or just about 44.3%.

Assuming SBI's stock trades in the range of $8 to $16 this next year, its recent $12.10 price might rise by $0.90 to reach $13.00  by March 23, 2021, assuming upward price momentum continues.

SBHGF Dividends

SBI's last declared Annual dividend was $0.87 paid March 2019. That $0.87 A dividend results yields 7.18% at Friday's $12.10 share price.

SBHGF Gains?

Adding the $0.87 annual estimated dividend to my $0.90 estimate of SBI Holdings Inc price upside shows a $1.77 potential gross gain, per share, which will be reduced by any costs to trade those shares.

Put a little over $1,000.00 today invested in SBI Holdings Inc at its recent $12.10 price, would buy 83 shares of SBI.

A $10 broker fee paid half at purchase and half at sale could cost us  $0.12 per share.

Subtract that $0.13 brokerage cost from my estimated $1.77 gross gain per share results in a net gain of $1.64 X 83 shares = $136.12 or a 13.5% net gain on a $1,004.30 investment.

Therefore, SBI Holdings Inc, whose trading ticker symbol is SBHGF shows a possible 13.5% net gain including a 7.18% dividend yield. It could be more, it could be less.   

The above speculation is based on past performance and supposition. Only time and money invested will tell if SBI Holdings Inc is worth your time and money.