A portfolio of stocks I've been building since September 3 is named Volio Folio. It will eventually hold 52 dividend dogs. Volio is the fifth portfolio I've built (at a one dividend dog per-week pace) since 2014. Five portfolios = V for Volio!

Today I'm reviewing the fifth of five materials stocks striving to be picked to join my Volio folio. This could be the twelfth pick for Volio!

That materials sector has thirteen industries all related to mining, making, and delivering essential commodities. They are: agricultural inputs; aluminum; building materials; chemicals; coal; copper; industrial metals; gold; paper; silver; specialty chemicals; steel.

My subject today is a small-cap Paper and Paper Products company named, P.H. Glatfelter Co. Their trading ticker symbol is GLT. My last report on P.H. Glatfelter Co (GLT) was on March 20th.

P.H. Glatfelter Co makes and sells a variety of paper, fiber products, and nonwoven materials.

The specialty paper segment, which generates the majority of revenue, sells paper used for printing, envelopes, book publishing, greeting cards, and packaging.

The composite fibers segment sells single-serve tea and coffee filtration paper, wallpaper, and specialty papers including substrates for electrical applications.

The advanced airlaid materials segment sells feminine hygiene and adult incontinence products as well as wipes and other air-laid applications. The majority of revenue comes from the United States.

P. H. Glatfelter Company markets its products directly, as well as through brokers and agents.

The company was founded in 1864 and is headquartered in York, Pennsylvania.

I use three key data points to gauge dividend-paying equities or funds like P.H. Glatfelter Co (GLT):

(1) Price

(2) Dividends

(3) Returns

Besides those three, several other keys will finally unlock an equity or fund in which to invest, or not.

Those three basic keys, however, best tell whether a company has made, is making, and will make money.

GLT Price

Glatfelter's price per share closed at $17.63 yesterday. A year ago its price was $12.70. So, in the past year, its price rose  $4.93 or just about 39%.

Assuming Glatfelter's stock trades in a range of $10 to $20 this next year, it's recent $17.63 price could rise by $1.37 and might hit $19.00 by mid-November, 2020, assuming upward price momentum returns.

GLT Dividends

Glatfelter's latest declared quarterly dividend was $0.13, paid November 1st.

That $0.13 Q dividend equates to $0.52 annually and yields 2.95% based on yesterday's $17.63 closing price.

GLT Gains?

Adding the $0.52 annual estimated dividend to my $1.37 estimate of Glatfelter's price upside shows a $1.89 potential gross gain, per share, which will be reduced by any costs to trade these shares.

Say, for costs, we put a little over $1,000.00 today into P.H. Glatfelter Co at its recent $17.63 price, we'd buy 57 shares of GLT.

A $10 broker fee paid half at purchase and half at sale could cost us about $0.18 per share.

Subtract that $0.18 brokerage cost from the estimated $1.89 gross estimated gain per share leaves a net gain of $1.71X 57 shares = $97.47 or a 9.74 % net gain on a $1,004.91 investment.

Therefore, P.H. Glatfelter Co, whose trading ticker symbol is GLT shows a possible 9.74% net gain including a 2.95% dividend yield. It could be more, it could be less.

The above speculation is based on past year performance. The actual results remain to be seen to learn if P.H. Glatfelter Co is worth your time and money.