Timothy D. Naegele was counsel to the United States Senate’s Committee on Banking, Housing, and Urban Affairs, and chief of staff to Presidential Medal of Freedom and Congressional Gold Medal recipient and former U.S. Senator Edward W. Brooke (R-Mass).  See, e.g., more


Are Banks Irrelevant?
A “brave new world” is coming, just as computers, the Internet and smartphones have changed everything that we do today.
Standby Letters Of Credit And Other Bank Guaranties: Revisited
Fed figures for "Financial standby letters of credit and foreign office guarantees" in the fourth quarter of 2018 stood at more than a half-trillion dollars, which presents an enormous potential risk to the U.S. and global economies.
The Obama Great Depression
This is not 2008 all over again. It may be much worse, even eclipsing the Great Depression of the last century. A “perfect storm” has been gathering; and when it hits with its full force and fury, 2008 may seem like a “blip” by comparison.
Global Economic Conditions Worsen: Green Shoots Will Disappear
Years or decades from now, this period in world history will be characterized as the “Great Depression II,” or by other similar nomenclature.
Former Israeli Prime Minister Ariel Sharon Dies At 85
After 8 years in a coma, the former Israeli general and politician passed away. Timothy Naegele offers his personal reflections on the man called "the Bulldozer."
Is The Fed Is Creating The Mother Of All Bubbles?
David Stockman and Jim Rogers think so.


Latest Comments
The Government That Governs Least Governs Best
21 days ago

See, e.g., https://www.foxnews.com/politics/pelosi-capitol-security-jan-6-committee-jim-banks

When I worked on the Hill, and in the Capitol in particular, the Capitol Police were a joke.  They were nice, incompetent hacks who have been appointed to the job by the leadership, principally in the House.  You wouldn't trust them to guard your dog or cat.

Fast forward to the post-9/11 era, and obviously changes have been made.  To say that the Speaker of the House, in this case Nancy Pelosi, does not make the decisions is perhaps naive.

Both political parties will pass the buck and deny responsibility, but Pelosi has "engineered" this totally-bogus "January 6 committee" to serve her needs, inter alia, by excluding Jim Jordan and others who might provide political balance to the committee.

It's a sham and nothing more, designed to "rescue" the Democrats from the approaching doom that they may face in November's elections, and shift the narrative away from the debacle that is the BIden-Harris presidency.  After all, many are saying already that Brain Dead Joe should not run for reelection.

And yes, I began as a Democrat, but became an Independent when I left the Senate.  I had seen too much to support either party.

World War III
24 days ago

First, thank you for your comments, Dick.

Second, I use Facebook but seldom spend time reading the comments of others, unless they are in response to my postings.

Third, I agree that Covid has pitted Americans against each other.  The beliefs are all over the boards.

Fourth, China's population is enormous. Many times ours.  Indeed, Mao had no problems "sacrificing" approximately 30-40 million during his "Great Leap Forward" of the last century.  Today, more than a million ethnic minorities, including the Uyghurs, are in "reeducation"/concentration camps.  Human lives mean little to the country's rulers, which is true of Putin too.

Lastly, time will tell whether your last sentence is correct or not.  If you are, it may temper our enemies' actions somewhat.

The Government That Governs Least Governs Best
25 days ago

This is worth reading.  The January 6th committee is pure political theater, and a farce.  This is how Capitol Hill works.  Those of us who have worked there know this in spades.


The Government That Governs Least Governs Best
25 days ago

Joe Biden is not just a "putz."  He is a brain dead criminal who should be incarcerated.  Hopefully his decline accelerates.

Second, there are radicals who use events like this for their own purposes.  Please never forget that the thugs, slugs, hoods and mongrels of "Black Lives Matter," Antifa and other far-Left groups burned out cities; killed or injured innocent Americans including our police; and destroyed black and other businesses.

Not only were they not punished, but thugs like George Floyd have been lionized.  Crime is off the walls nationwide, with brazen blacks going into stores and looting, and not being incarcerated.

Of course there was fraud in the 2020 elections.  The Democrats have been stealing elections since at least 1960, when the election was stolen from Richard Nixon by JFK, the Kennedys, the Democrats and Chicago crime boss Sam Giancana.  Indeed, JFK and Giancana used their mistress, Judith Campbell Exner as their go-between.  Any doubts, Google her.

When I left the Senate, I concluded that the Democrats were "evil" but smart, while the Republicans were "Neanderthals" and dumb.  The Democrats have been smart enough to rig elections, and the Republicans have been too dumb or inept to stop them.

Lastly, watch Trump rallies.  They are packed; he is loved; and he is as articulate and forceful as when his quest for the presidency began.  Brain Deal Joe can't even utter a complete thought.  After at least two brain operations, he is a dottering old fool at best.  He is a national and international embarrassment.

The Government That Governs Least Governs Best
25 days ago

More nonsense.  Nancy Pelosi could have protected the Capitol, where I worked for years, but she didn't.  

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Work Experience



Timothy D. Naegele
The Banking Law Journal