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Investing retirement money is totally different from how we invested in the past. You are no longer trying to get rich; your goal is to make your money last for the rest of your life so you can enjoy your golden years. Successful retirement is a ... more


Who’s Betting On America?
This pandemic is likely to be the most disruptive financial and social event since World War II, with equally long-lasting consequences.
The Fed Always Runs To Save Wall Street
87 days after the Fed says all is healthy, congress authorizes trillions more in bailouts – and they want us to believe it is a surprise – all because of a virus? My eyes are burning from the odor of the bulls nearby….
Baby Boomers Have Very Few Options. Get It Right!
Baby Boomers (1946-1964) are now between 56 and 74 years old; at or near the end of their working careers. When it comes to saving and protecting their retirement nest egg, they have very little wiggle room!
Keeping Our Wits During Chaotic Times
Baby Boomers have little time remaining on the clock to recover from a crash. We have to keep our wits about us, see things clearly and make prudent decisions.
Can An Average Investor Safely Make Money After Paying All The Fees?
It is estimated that over 95% of 401(k) participants pay fees. Those fees can easily be more than your income.
If Oil Prices Are Negative, Why Aren’t They Paying Me To Fill The Tank?
Crude oil has to be refined and delivered adding to the cost. Never forget all levels of government tax the retail sale. I’m sure some government bodies see the current low prices as an opportunity to raise taxes.


Latest Comments
Closed-End Bond Funds, Friend Or Foe?
1 year ago

Hi Alexis,

You ask a good question. I just realized something. I had a box in the article explaining a closed end fund and it did not get published.


A closed-end bond fund has a manager who is paid a fee to oversee the investments.

Unlike a mutual fund that will redeem your shares, closed end funds trade like stocks. When you buy or sell, your broker facilitates a trade with another investor.


A closed end fund has a fixed number of shares. It trades like a stock as the manager is buying and selling bonds all the time and determining the dividend payout.

Hope this helps,

Dennis Miller

In this article: PFFR, PFFA
Closed-End Bond Funds, Friend Or Foe?
1 year ago

Hi Susan,

Thank you for taking the time to write, we appreciate that.

Best regards,


In this article: PFFR, PFFA
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Latest Posts
Rolled Your 401k Into A Self-Directed IRA? What Comes Next?
With such wildly divergent opinions from experts, you can see why everyday investors might have trouble knowing when to buy and sell.

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