There can be confusion when it comes to the Roth name before retirement planning vehicles. This is an attempt to explain the difference between two very common retirement plans with Roth options – the Roth IRA and the Roth 401(k).

As the year comes to an end there are some things you may want to consider before 2021 arrives in just a few weeks.

Every so often, something comes along challenging conventional wisdom, and that can be a good thing. In this case, it’s a pandemic that’s changing how we think – about many things.

Grandparents often find themselves looking for a way to help their children or grandchildren with education expenses.

Social Security is arguably one of the most important cash flows for individuals in retirement.

If you’re employer offers a match on your contributions, take full advantage of it. Don’t leave money on the table! This is literally free money

Whether or not your goal is to fully fund your child’s college education or to help as best you can, there are some options to consider saving as much as you can to reach or education savings goal.

The tax implications of non-qualified assets (those not in 401(k)s or IRAs) received by beneficiaries if gifted during lifetime or inherited after death.

If you have access to a defined benefit pension or are currently participating in one, you are in rare company as these types of plans are becoming few and far between. Here's what so appealing...

As an employee of a company, you may have access to a 401(k). A 401(k) is an employer-sponsored (offered) retirement plan that allows you to save money for retirement.

Investing in mutual funds and ETFs (exchange traded funds) can be beneficial. Some of the advantages of investing in mutual funds or ETFs include instant diversification, economies of scale, professional management, and (generally) lower expenses.

My advice to readers, particularly young readers, but even those with a long-time horizon for retirement is focus on the future, stick to your savings plan, and let your investments and compound interest work for you.

In investing and finance, the words “beat the market” appear from time to time either as part of an investment strategy, conversation, or a combination of both.

We tend to give volatility a bad rap – and rightfully so. Generally, the word is thrown at us during periods of when the market, and our investments, lose value. Volatility, however, works both ways.

How you choose to spend or invest your money can have an impact on your net worth.

Treat your retirement savings as the first bill you pay each month. Live off the rest.